— For a limited time, get a Discover® More® Card with a 0% APR on balance transfers for 12 full months.

• Limited Time Offer – $0 Balance Transfer Fee!*
• 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% – 19.99%*
• 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

— Editor’s Pick: Best Overall Card — The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

• 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information.

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

– Editor’s Pick: Best Sign On Bonus – The Discover® More® Card $150 Cashback Bonus offers a 0% APR on balance transfers and purchases for 6 full months plus a $150 cash bonus when you spend $1,000 in the first 90 days.

• $150 Cashback Bonus when you spend $1,000 in the first 90 days*
• 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

— Editor’s Pick: If You Carry a Balance — The Citi Simplicity® Card is an ideal choice for cardholders who carry a balance. There is an attractive 0% intro APR for 21 months and there are no late fees and no penalty rates.

• 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
• Peace of mind through direct access to a service representative, no late fees and no penalty rate
• No annual fee*

— Great cash rewards with a low regular APR.

• Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
• You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• No annual fee and rewards never expire

— Editor’s Pick: Cash Rewards — Blue Cash provides powerful cash rewards; the more you spend, the more cash back you can earn.

• Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
• No annual fee, flexibility to pay over time
• Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $25 Referral Bonus for each friend or family member who is approved for the Card