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    FEATURED CREDIT CARDS:

    Discover® More® Card

    Apply Now »

    — Editor’s Pick! — The Discover® More® Card offers a 0% APR on balance transfers for 12 months, 0% APR on purchases for six months, and unlimited cash back rewards.

    » 5% to 20% Cashback Bonus® at Top Online Retailers*
    » Up to 1% Unlimited Cashback on All Other Purchases

    *View Discover® Card Rates, Fees, Rewards, and Other Important Information

    FICO Req’d
    Intro
    Regular APR
    Fee

    Good
    0%/12 Mos* BT
    as low as 11.99%
    None

    Read a full review of this card

    Chase Sapphire Preferred Card

    — Editor’s Pick: Travel Rewards — The Chase Sapphire Preferred Card is the ultimate travel rewards card.

    » Earn a FREE FLIGHT- that’s 25,000 bonus points after you spend $3,000 in the first 3 months
    » 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
    » Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire
    » Points are worth 25% more when you redeem for travel through Ultimate Rewards
    » 7% annual points dividend – earn bonus points on your points
    » 1:1 points transfer to leading airline and hotel programs
    » 24/7 Dedicated expert service advisors (No voice recording)
    » No Annual Fee for your first year – An $85 value

    FICO Req’d
    Intro
    Regular APR
    Fee

    Excellent
    None
    12.24% (V)*
    First Year Free, then $85

    Chase Freedom(SM) Credit Card

    — The Chase Freedom Credit Card is an excellent cash rewards credit card for applicants with excellent credit.

    • 0% Intro APR and No Annual Fee
    • 5% cash back offers in popular categories like gas, home improvement and department stores
    • Full 1% Cash Back on everything else with no spending tiers
    • Your cash back rewards never expire
    FICO Req’d
    Intro
    Regular APR
    Fee

    Excellent
    12m BT/6m purchases
    as low as 13.24%
    None

    Blue Cash® from American Express

    Blue Cash® from American Express

    – Editor’s Pick: Cash Rewards – Why do we love Blue Cash®?

    • When you shop with Blue Cash®, you can earn up to 5% cash back on every eligible purchase
    • No Annual Fee
    • 0% on Purchases up to 6 months
    • Express Approval. Get a decision in less than 60 seconds.

    FICO Req’d
    Intro
    Regular APR
    Fee

    Good
    0% on Purchases for 6 months
    17.24%-21.24% Variable
    None

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

    Read a full review of this card

    Orchard Bank® Classic MasterCard®

    Orchard Bank Classic MasterCards®

    — Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent choice for people looking to build their credit. As a card member, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get pre-qualified online in just 30 seconds!

    • Acceptance at millions of locations worldwide, including website purchases and reservations
    • Your account information is updated and at your fingertips 24/7 so you can manage it your way
    • Email and text messages to remind you of your upcoming payment due date with online enrollment
    • On-call customer service representatives to assist you with questions or concerns
    FICO Req’d
    Intro
    Standard APR
    Annual Fee

    Fair
    None
    7.90% – 28.90%*
    See Website

    Additional Rate and Fee Information:

    • Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000
    • Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
    • Variable Penalty APR: 29.49%
    • Balance Transfer APR: 7.90%-28.90%

    *Orchard Bank’s goal is to provide you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. Please see the Orchard Bank Website for a complete list of terms.

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