About Arrive Financial

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For over five years, I’ve published this Website with a simple goal: Cut through all the clutter and help you understand which credit cards are best and which credit cards you can be approved for with your unique credit score.

Featuring summaries and reviews of over 50 leading credit cards, Arrive is a free service allowing you to compare and apply for credit cards by category, including low interest credit cards, travel rewards credit cards, balance transfer credit cards, student credit cards, instant approval credit cards, and more.

We list reviews and link to secure applications for credit cards from leading card issues including American Express, Chase, Citi, Discover, MasterCard, Visa, and more.

Unlike some sites, Arrive will never ask for your personal information before providing credit card information.

Arrive Financial also features top quality articles about credit card issues such as managing credit card balances, maximizing rewards earnings, and leveraging credit cards as part of your overall financial wellness.


We have taken every effort to make this site more than just a collection of links to credit card applications.

Our mission is to organize and feature only the best credit card offers from respected companies. If a card doesn’t meet our standards, you won’t find it on our site. Period.

In addition, we are happy to offer email support to our users to help you select and get approved for the best credit card for you – something no other credit card site does. Simply send us your question and we will respond within 24 hours.

We will provide honest, unbiased advice, even if it means directing you to a card that isn’t on our site.


We believe that applying for a credit card should be an informed choice. We often carry and use our credit cards for many years, and having the wrong card can mean the difference of hundreds, even thousands, of dollars in interest and fees or unearned rewards.

If you find a credit card suited to your spending habits, however, you can save money on interest and fees and earn more rewards for your credit card spending. The key is to pro-actively compare offers rather than apply to whatever offers come in the mail or are on a table in a store.

We hope our site makes it easy for you to shop and apply for a new credit card.

Thank you for visiting!


David WeliverI’m David Weliver, the guy behind Arrive. I’m a financial journalist with extensive experience researching and reviewing consumer products. Prior to this site, I wrote for Inc. and SmartMoney magazines, and served as a marketing officer at several growing private companies. I also own and write Money Under 30, one of the top 50 personal finance blogs on the Web.

I graduated from Bates College and live with my wife and 18-month old daughter, Molly near Portland, Maine.

Last but not least, I know the importance of making informed financial decisions. As a freshman in college, all these credit card offers were flying at me left and right, and eventually I signed up for one, then two, the three. I didn’t even know credit cards had different interest rates, or how quickly balances could get out of control. I learned my lesson, and now it’s my life’s work to help you make the best financial decisions possible.

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