American Express® Premier Rewards Gold Card
Read our editors' review and rating, compare interest rates and fees, and apply for the American Express® Premier Rewards Gold Card now.
— The American Express® Premier Rewards Gold Card still reigns as the world’s most exclusive card. Enjoy the flexibility of paying in full each month and never paying finance charges or selecting certain charges to pay over time.
- Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
- Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
- Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
- Introductory annual fee of $0 for the first year, then $175.
- Get a decision in as little as 60 seconds.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
| N/A | N/A | N/A | $0 1st year, then $175 | Excellent Credit |
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Important: We take care to ensure all card terms described on this website are accurate and up-to-date. Creditors change terms, including APRs, frequently, however. While we usually update our reviews within 1-5 days of notification, never apply for or accept any credit offer before carefully reviewing the offer terms and conditions found directly on the creditor's website.