Arrive Financial: Credit Card Intelligence

Review, compare, and apply for the best credit card offers online. Each credit card on our site is hand-picked by our researchers. Questions? Let us know.

Author Archive for Arrive Financial Staff

Chase FreedomSM Credit Card

- The Chase FreedomSM Credit Card is a superb rewards credit card with outstanding terms and bonuses.

» Receive $50 after you make your first purchase
» 3% Cash Back in your top 3 everyday spending categories
» 1% cash back for every $1 you spend on all other purchases
» Receive an extra $50 each time you save and redeem $200 in rewards

FICO Req’d
Intro
Regular APR
Fee

Good
None
15.24%
None

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Blue from American Express®

- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.

» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 15 months
as low as 8.99%
None

Capital One® No Hassle MilesSM Rewards

- The Capital One® No Hassle MilesSM Rewards credit card for excellent credit offers:

» 13.9% APR on purchases and balance transfers
» Earn 1.25 miles for each dollar spent on purchases
» No blackout dates or seat restrictions
» No expiration date on miles and no limit on the miles you can earn

FICO Req’d
Intro
Regular APR
Fee

Excellent
None
13.90%
None

Blue Cash® from American Express

- Editor’s Pick: Cash Rewards, Editor’s Pick: Balance Transfer - Why do we love Blue Cash®?

Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.

Plus, there is no annual fee and you can get online approval in seconds.

Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months
as low as 8.99%
None

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Clear from American Express®

- Clear is another winner from American Express. Pay no fees and get and automatic cash rewards: Spend $2,500 and receive a $25 AMEX gift card.

There are no annual fees, no balance transfer fees, no late fees, no over-limit fees, even no cash advance fees.

You also get one of our favorite perks: A 5.99% APR on balance transfers for the life of the balance!

American Express will also send you a free copy of your credit report every 12 months.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 1 Yr
as low as 9.99%
None

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Orchard Bank Classic MasterCard

- Editor’s Pick: Bad Credit - Orchard Bank MasterCards provide people with bad credit the chance to get a credit cards with low fees, a low APR, and more.

If you’re looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history.

FICO Req’d
Intro
Regular APR
Fee

Bad Credit OK
None
as low as 8.90%
Varies Based on Credit

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Discover® Motiva Card

Discover® Motiva Card

- Editor’s Pick: Balance Transfers (Tie) - We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:

» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases

FICO Req’d
Intro
Regular APR
Fee

Good
3.9% for 12 Mos*
10.99%
None

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Chase Visa Platinum Credit Card

- Get 0% Interest for up to 12 months on all purchases and balance transfers, plus a great low everyday APR and a great travel rewards program with the Chase Platinum Credit Card.

» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

FICO Req’d
Intro
Regular APR
Fee

Average
0% for up to 12 months
as low as 11.24%
None

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One from American Express®

- I love this card, because it provides great cash back rewards and makes saving automatic. With no pre-set credit limit and all the benefits American Express offers, this card is a great value, even with a $35 fee.

» No Pre-Set Spending Limit
» Get $50 after your first purchase
» 5% APY on High-Yield Savings Account
» Never pay interest on new purchases
» The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High Yield Savings Account in your name
» First Year Fee-Free - A $35 savings*

FICO Req’d
Intro
Regular APR
Fee

Good
None
as low as 11.99%
First Year Free/$35

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Tribute® Gold MasterCard® Credit Card

- The Tribute® Gold MasterCard® Credit Card is an unsecured credit card for borrowers with poor credit.

Having problems getting a credit card due to past credit history? The Tribute® Gold MasterCard® Credit Card could be the right card for you! APPLY NOW!

» Low credit score OK!
» Reports to the Major Credit Bureaus
» Quick Online Decision

FICO Req’d
Intro
Regular APR
Fee

Bad Credit OK
None
P+13.5% (min 19.5%)
$150*

Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor’s terms may include more detailed or updated information than this chart.

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Blue Sky from American Express®

- Earn unlimited travel rewards redeemable at any airline, hotel, car rental agency, or cruise line.

» Earn 1 point for every dollar you spend
» No blackout dates, no travel restrictions
» No annual fee and 0% intro APR
» World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months
as low as 8.99%
None

Discover® Open RoadSM Card

- Editor’s Pick: Gas Rewards - Get more rewards from your gas and automotive purchases with the Discover® Open RoadSM Card.

» 0% Intro APR* for 12 months on balance transfers, 6 months on purchases.
» Save at the pump and everywhere else.*
» 5% Cashback Bonus on gas and auto maintenance purchases
» 5% to 20% Cashback Bonus at top online retailers*
» Up to 1% Cashback Bonus on all other purchases
» Unlimited cash rewards
» Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 Mos./12 Mos.*
10.99%
None

Continued