Average Credit Credit Cards

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Capital One® QuicksilverOne® Cash Rewards Credit Card

Editor’s Rating: | Credit Needed: Fair | Average Approved Score: 613* | Lowest Approved Score: 534*

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  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
0%*until May 2016 0%*until May 2016 22.9%* Variable $39

Barclaycard® Rewards MasterCard®

Editor’s Rating: | Credit Needed: Fair | Average Approved Score: 647* | Lowest Approved Score: 582*

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  • No annual fee
  • 2X cash back rewards on purchases for gas, groceries and utilities
  • 1X cash back rewards on all other purchases
  • Cash back rewards are earned as points which can be redeemed for rewards such as cash back statement credits and gift cards starting at 1,000 points for $10
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers.
Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
N/AN/A N/AN/A 24.99%* Variable $0

Capital One® Platinum Credit Card

Editor’s Rating: | Credit Needed: Fair | Average Approved Score: 602* | Lowest Approved Score: 546*

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  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
N/AN/A N/AN/A 24.9%* Variable $0

Credit One Bank® Credit Card – Online Monthly Credit Score Tracking Included

Editor’s Rating: | Credit Needed: Fair

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  • Free online monthly credit score tracking included
  • Automatic reviews for credit line increase opportunities
  • Pre-Qualifying for our card is easy, fast and won’t affect your credit score
  • Pick your payment due date to fit your schedule
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 17.90%-23.90%(V)* $35-$99 Fair

Credit One Bank® – Earn More Credit Fast

Editor’s Rating: | Credit Needed: Fair

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  • Automatic reviews for credit line increase opportunities
  • Keep an eye on your progress with free online monthly credit score tracking
  • Get Pre-Qualified for a Platinum Visa credit card
  • Earn 1% cash back on gas purchases and get more value with every gallon
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 17.90%-23.90%(V)* $35-$99 Fair
* This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.