American Express announced Monday lower minimum standard interest rates on its Blue, Blue Cash, Blue Sky, and Clear credit cards for consumers. More

As the economy continues to lag, credit card banks are suffering as more and more cardholders pay late—or simply don’t pay at all. How do credit card companies compensate for money its customers don’t pay back? By raising fees and interest rates. One of the most profitable income sources for credit card companies is the “default APR”, or the higher interest rate the bank charges you when you make a late payment. More

Need to transfer a high-rate balance? The Chase Business Rebate Visa is one of the best deals going right now with a no-annual fee, 15-month 0% balance transfer promotion. More

As fuel prices rise, credit cards offering gas rebates, gas rewards, or cash back on gas purchases are looking like a better and better deal. While some credit cards provide specific gas rewards, other rewards cards change their rewards policies from time-to-time. One such card that recently introduced a great gas rebate program is the Discover More Card. More

If you have a Citibank credit card that does not offer rewards, such as the Citi Platinum Select or Citi Diamond Preferred cards, upgrading to a rewards card is usually pretty simple. Just call the customer service number on the back of your Citibank credit card and tell the customer service representative you would like to switch cards. More

Credit card companies can reduce, or drop, your credit limit at any time for a number of reasons. More

With proposed legislation dubbed the Credit Cardholders’ “Bill of Rights”, New York Congresswoman Carolyn Maloney is hoping to reign in a number of credit card industry practices hurting U.S. consumers. More

Your credit score, or FICO score, doesn’t just determine whether or not you will get approved for a new credit card. Most importantly, your credit score determines what interest rates you will pay for every penny you borrow, whether it’s a car loan, credit card, or mortgage. Think your credit score doesn’t matter? Think again. More

We’ve all been there — stuck on the phone with a customer service rep at a credit card company who seems to offer absolutely no help whatsoever. Whether we are calling because we want a credit limit increase, our card was declined, we want to lower our interest rate, or we are trying to clear up a late fee or interest rate increase. Here are some tips for talking with your credit card company to make sure you get the treatment you deserve, not the customer service runaround. More

Was your credit card application denied? Was it denied even after you received a pre-approved offer? Here are some common reasons why your credit card application may have been denied. More