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Capital One® Platinum Credit Card

Editor’s Rating — — Editor’s Pick, Average/Limited Credit.

  • $0 intro annual fee for the first year; $19 after that
  • Image Card – personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with text message alerts
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 24.9% (V) $0 intro for first year; $19 after that Average/Limited Credit

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Important: We take care to ensure all card terms described on this website are accurate and up-to-date. Creditors change terms, including APRs, frequently, however. While we usually update our reviews within 1-5 days of notification, never apply for or accept any credit offer before carefully reviewing the offer terms and conditions found directly on the creditor's website.