American Express Credit Cards
Reviews and opinions of the best American Express credit card offers, including Blue Cash from American Express, American Express Clear, and more.
Reviewed in American Express Credit Cards, Balance Transfer Credit Cards, Editor's Picks, Good Credit Credit Cards, Low APR Credit Cards
- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.
» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 15 months
as low as 8.99%
None
Reviewed in American Express Credit Cards, Balance Transfer Credit Cards, Cash Rewards Credit Cards, Editor's Picks, Good Credit Credit Cards
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Editor’s Pick: Cash Rewards, Editor’s Pick: Balance Transfer - Why do we love Blue Cash®?
Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.
Plus, there is no annual fee and you can get online approval in seconds.
Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months
as low as 8.99%
None
Continued
Reviewed in American Express Credit Cards, Cash Rewards Credit Cards, Good Credit Credit Cards
- Clear is another winner from American Express. Pay no fees and get and automatic cash rewards: Spend $2,500 and receive a $25 AMEX gift card.
There are no annual fees, no balance transfer fees, no late fees, no over-limit fees, even no cash advance fees.
You also get one of our favorite perks: A 5.99% APR on balance transfers for the life of the balance!
American Express will also send you a free copy of your credit report every 12 months.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 1 Yr
as low as 9.99%
None
Continued
Reviewed in American Express Credit Cards, Cash Rewards Credit Cards, Good Credit Credit Cards, No Spending Limit Credit Cards
- I love this card, because it provides great cash back rewards and makes saving automatic. With no pre-set credit limit and all the benefits American Express offers, this card is a great value, even with a $35 fee.
» No Pre-Set Spending Limit
» Get $50 after your first purchase
» 5% APY on High-Yield Savings Account
» Never pay interest on new purchases
» The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High Yield Savings Account in your name
» First Year Fee-Free - A $35 savings*
FICO Req’d
Intro
Regular APR
Fee
Good
None
as low as 11.99%
First Year Free/$35
Continued
Reviewed in Airline Rewards Credit Cards, American Express Credit Cards, Good Credit Credit Cards, Travel Rewards Credit Cards
- Earn unlimited travel rewards redeemable at any airline, hotel, car rental agency, or cruise line.
» Earn 1 point for every dollar you spend
» No blackout dates, no travel restrictions
» No annual fee and 0% intro APR
» World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months
as low as 8.99%
None
Reviewed in American Express Credit Cards, Excellent Credit Credit Cards, Good Credit Credit Cards, No Spending Limit Credit Cards
- The American Express Gold Card still reigns as the world’s most exclusive credit card.
» First year fee-free – $125 Thereafter
» Get 10,000 Membership Rewards® points — redeemable for a $100 gift card!
» No Pre-Set Spending Limit
» The Membership Rewards® program - a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines.
» Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
» Global Assist® Plus Hotline and many more benefits included.
FICO Req’d
Intro
Regular APR
Fee
Good
N/A
N/A
First Year Free/$125
Reviewed in American Express Credit Cards, Good Credit Credit Cards, No Spending Limit Credit Cards
- With your good credit get the exclusive original American Express card featuring the greatest rewards network and no pre-set spending limit.
» First year fee-free – $95 Thereafter
» Get 5,000 Bonus Membership Rewards® points — redeemable for a $50 gift card!
» Global Assist® Plus Hotline allows you to travel with total peace of mind when you are more than 100 miles away from home
» Many other travel and shopping benefits
» No Pre-Set Spending Limit
FICO Req’d
Intro
Regular APR
Fee
Good
N/A
N/A
First Year Free/$95
Reviewed in Airline Rewards Credit Cards, American Express Credit Cards, Editor's Picks, Good Credit Credit Cards, Travel Rewards Credit Cards
- Editor’s Pick: Airline Credit Card - No card will earn you free flights faster than the SkyMiles® Gold Card.
» 15,000 bonus miles after first purchase
» 2,500 bonus miles for adding an Additional Cardmember with their application
» Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
» Earn one SkyMile for virtually every dollar you spend
» First Year Fee-Free, $85 thereafter
FICO Req’d
Intro
Regular APR
Fee
Good
N/A
15.99%
1st Yr Free; $85
Reviewed in American Express Credit Cards, Business Credit Cards
- Get the AMEX Business Card that makes it easy to earn valuable cash rewards with every purchase.
» Earn 5% cash back on gas, office supplies, and wireless services
» Earn 1% cash back on virtually all other purchases
» No limits to the cash back you can earn
» Cash back is automatically credited to the statement each month
» 0% introductory APR for the first 12 months
» No fee with the flexibility to pay in full or carry a balance
» OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
FICO Req’d
Intro
Regular APR
Fee
Good
0%/12 months
as low as 6.0%
None
Reviewed in American Express Credit Cards, Good Credit Credit Cards, Travel Rewards Credit Cards
- Earn up to 50,000 HHonors® bonus points when you get the Card.
» No Annual Fee
» Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
» Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
» No Blackout dates
» Express Approval. Get a decision in less than 60 seconds.
FICO Req’d
Intro
Regular APR
Fee
Excellent
2.9% for 6 months
14.99%
None
Reviewed in American Express Credit Cards, Excellent Credit Credit Cards, Good Credit Credit Cards, Travel Rewards Credit Cards
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
» Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
» No annual fee for the first year and $45 thereafter
» Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
» Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
» Express Approval. Get a decision in less than 60 seconds.
FICO Req’d
Intro
Regular APR
Fee
Excellent
2.9% for 6 months
14.99%
1st Yr Free, then $45
Reviewed in American Express Credit Cards, Business Credit Cards, Excellent Credit Credit Cards
- Put the power of American Express Blue Cash to work for your business.
» Up to 5% Cash Back
» There’s no limit on the cash back you can earn
» 0% Intro APR for 6 months
» No annual fee
» Option to pay over time or pay in full
» OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
» Earn cash rewards on purchases made by Additional Cardholders
FICO Req’d
Intro
Regular APR
Fee
Good
low as 0%/6 months
as low as 8.99%
None
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