Arrive Financial: Credit Card Intelligence

Review, compare, and apply for the best credit card offers online. Each credit card on our site is hand-picked by our researchers. Questions? Let us know.

RSS Feed for Average Credit Credit CardsAverage Credit Credit Cards

Reviews and opinions of credit cards available to applicants with average to good credit histories.

Chase Visa Platinum Credit Card

- Get 0% Interest for up to 12 months on all purchases and balance transfers, plus a great low everyday APR and a great travel rewards program with the Chase Platinum Credit Card.

» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

FICO Req’d
Intro
Regular APR
Fee

Average
0% for up to 12 months
as low as 11.24%
None

Continued

Capital One® No Hassle Cash Rewards - Average Credit

- The Capital One® No Hassle Cash Rewards provides borrowers with average or limited credit histories the opportunity to earn 1% cash back on every purchase and more:

» 25% annual bonus on the cash you earn
» 1% cash back on every purchase
» 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%*
» No limit on cashback and rewards won’t expire for the life of your account
» Redeem cash whenever you want

FICO Req’d
Intro
Regular APR
Fee

Average
0% until Dec ‘08
16.65% V*
$29

Capital One® Standard Platinum

- If your credit is average or limited, the Capital One® Standard Platinum offers:

» Great choice if you carry a balance short-term
» 0% on purchases until December 2008. After that, variable APR, currently 19.55%*
» No annual fee
» Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
» Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

FICO Req’d
Intro
Regular APR
Fee

Average
0% until Dec ‘08*
19.55% V*
None

*0% APR until December 2008 applies to purchases only. Variable regular APR.

Capital One® Platinum MaxSM - Average Credit

- The Capital One® Platinum MaxSM gives you:

» 16.9% fixed on purchases for 3 years
» Fixed rate won’t increase for three years—no matter what
» No cash advance fee
» Exclusive savings: up to 40% off featured deals and 10% savings on everything else

FICO Req’d
Intro
Regular APR
Fee

Average
None
16.90%
$19

Capital One® No Hassle CashSM Rewards for Students

- The Capital One® No Hassle CashSM Rewards for Students gives college students the chance to earn valuable cash rewards:

» If you have a limited credit history or past credit problems, this cash rewards card is for you
» 25% annual bonus on cash you earn during the year
» 1% cash back on purchases you make from day one
» No limit on cash back and rewards won’t expire for the life of your account
» 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%

FICO Req’d
Intro
Regular APR
Fee

Average/Limited History
0% until Dec ‘08*
16.65%
$29

*0% introductory APR applies to purchases only.

Chase Platinum MasterCard®

- The Chase Platinum MasterCard® provides a flexible cash rewards program, low regular APR, and 12 month 0% introductory period on purchases and balance transfers.

» 0% Intro APR*
» The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history*
» No Annual Fee
» Flexible Rewards Program: Earn one point per eligible dollar spent. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.*

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months*
as low as 11.24%
None

BP Visa® Rewards Card

- Want a credit card that earns you more free fill-ups? The BP Visa® is our pick.

» Double Rebates for two months
» 5% rebates on all participating BP location purchases
» 2% rebates on all eligible travel and dining purchases
» 1% rebates on all other eligible purchases
» No limit on rebates
» No annual fee

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 Mos.
12.99%
None

Discover® Student Card - Clear

- Editor’s Pick: Student Card - Great customer service, cash rewards, and 0% intro rate earn Discover® our pick for best student credit card.

» 0% Interest* on Purchases for 6 Months
» 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies and more*
» Up to 1% Cashback Bonus on all other purchases automatically*
» No Annual Fee
» Easy Online Account Management Tools
» $0 Fraud Liability Guarantee

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 Mos.*
16.99%
None