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Bad Credit Credit Cards

Reviews and opinions of the best credit card offers available to borrowers with limited credit or damaged credit. In our experience, most applicants qualify for these cards regardless of past credit problems.

Continental Finance Matrix Discover® Credit Card

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Editor’s Rating — A hybrid credit card designed to help you build positive credit history by making regular on-time payments. No application fees.

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A Varies* Varies* No Credit

*APR and fees vary by state. See terms and conditions on the application page for details. This product is not available for individuals in the following states: CT,DC,GA,HI,MA,MN,MT,NC,SC,WA,WV,WY.

First Progress Platinum Select MasterCard® Secured Credit Card

Editor’s Rating —

  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 – $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • You must be a resident of a US state; however, at present the program is not available in Arkansas, Iowa, New York, or Wisconsin.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 14.99%* Variable $39 Bad Credit OK

First Progress Platinum Prestige MasterCard® Secured Credit Card

Editor’s Rating —

  • Get Approved Fast – Just Click Below to Start the Process!
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 11.99%* Variable $44 Bad Credit OK

VISA® Platinum from Credit One Bank®

Editor’s Rating: — Get pre-qualified for a Visa credit card today. It takes less than a minute. Just give us some basic information and then choose if you wish to apply.

  • Get pre-qualified for a Visa Platinum card
  • Pick your payment due date to fit your schedule
  • Email or text alerts to remind you when your payment is due
  • Free online monthly credit score tracking included
  • Automatic reviews for credit line increase opportunities
  • Includes Travel Accident Insurance and Auto Collision Damage Waiver
  • Choose your card design from our premium gallery
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 23.90% (V) $75* Bad

*See Card Terms & Conditions for Details. $75 annual fee the first year (Introductory period). $99 thereafter, billed monthly at $8.25.

Capital One® Secured MasterCard®

Capital One® Secured MasterCard®

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Editor’s Rating:

  • Get the credit you need with no application or processing fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3,000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 22.9% (V) $29 Limited/Bad

The First Progress Platinum Elite MasterCard® Secured Credit Card

Editor’s Rating:

  • Get Approved Fast – Just Click Below to Start the Process!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard-Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 19.99% $29 Bad Credit