Reviewed in American Express Credit Cards, Balance Transfer Credit Cards, Editor's Picks, Good Credit Credit Cards, Low APR Credit Cards
- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.
» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 15 months
as low as 8.99%
None
Reviewed in American Express Credit Cards, Balance Transfer Credit Cards, Cash Rewards Credit Cards, Editor's Picks, Good Credit Credit Cards
-
Editor’s Pick: Cash Rewards, Editor’s Pick: Balance Transfer - Why do we love Blue Cash®?
Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.
Plus, there is no annual fee and you can get online approval in seconds.
Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months
as low as 8.99%
None
Continued
Reviewed in Balance Transfer Credit Cards, Discover Credit Cards, Editor's Picks
- Editor’s Pick: Balance Transfers (Tie) - We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:
» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases
FICO Req’d
Intro
Regular APR
Fee
Good
3.9% for 12 Mos*
10.99%
None
Continued
Reviewed in Average Credit Credit Cards, Balance Transfer Credit Cards, Chase Credit Cards, Low APR Credit Cards, Visa Credit Cards
- Get 0% Interest for up to 12 months on all purchases and balance transfers, plus a great low everyday APR and a great travel rewards program with the Chase Platinum Credit Card.
» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways
FICO Req’d
Intro
Regular APR
Fee
Average
0% for up to 12 months
as low as 11.24%
None
Continued
Reviewed in Balance Transfer Credit Cards, Capital One Credit Cards, Excellent Credit Credit Cards, Low APR Credit Cards
- Excellent Choice - Low APR - The Capital One® Platinum Prestige provides borrowers with excellent credit a super-low 7.9% regular APR.
» 7.9% APR on purchases and balance transfers
» Your APR will not increase simply because you pay late only once or go over your credit limit
» No annual fee and no balance transfer fees
FICO Req’d
Intro
Regular APR
Fee
Excellent
None
7.90%
None
Reviewed in Average Credit Credit Cards, Balance Transfer Credit Cards, Chase Credit Cards, Good Credit Credit Cards, Low APR Credit Cards, MasterCard Credit Cards
- The Chase Platinum MasterCard® provides a flexible cash rewards program, low regular APR, and 12 month 0% introductory period on purchases and balance transfers.
» 0% Intro APR*
» The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history*
» No Annual Fee
» Flexible Rewards Program: Earn one point per eligible dollar spent. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.*
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months*
as low as 11.24%
None
Reviewed in Balance Transfer Credit Cards, Cash Rewards Credit Cards, Chase Credit Cards, Good Credit Credit Cards, Low APR Credit Cards, Visa Credit Cards
- Get great, simple cash rewards and a low interest rate with the Chase Free Cash RewardsSM Visa® Card.
» Earn 1 point for every dollar in purchases*
» 1,000 Bonus Points with your first purchase*
» Intro 0% Fixed APR for up to 6 months on all purchases and balance transfers*
» Get your rewards with as few as 2,500 points*
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months
as low as 11.24%
None
Reviewed in Balance Transfer Credit Cards, Cash Rewards Credit Cards, Discover Credit Cards, Good Credit Credit Cards, Low APR Credit Cards
- The Discover® More(SM) Card offers a low interest rate, great balance transfer offer, and great cash back rewards.
» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» Up to 20% Cashback Bonus® when you shop online*
» Double rewards with more than 80 Cashback Bonus Partners*
» Customer Service in less than a minute, anytime you want
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 Mos*
10.99%
None
Continued
Reviewed in Balance Transfer Credit Cards, Cash Rewards Credit Cards, Discover Credit Cards, Low APR Credit Cards
- The Discover® More(SM) Card - Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.
» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*
FICO Req’d
Intro
Regular APR
Fee
Continued
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