Need a Lower Interest Credit Card?

Balance Transfer Credit Cards

Reviews and opinions of the best credit cards for balance transfers. These cards feature low introductory interest rates that will allow you to pay off existing credit card balances faster.

Discover® More® Card

Editor’s Pick: Best Card for Balance Transfers — The Discover® More® Card offers a low interest rate, a 0% APR on balance transfers for 12 months (and 0% for 6 months on purchases), and great cash back rewards.

» 5% to 20% Cashback Bonus® at Top Online Retailers*
» Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
» Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
» No Annual Fee
» Online Account Access
» Online Bill Payment
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0%/12 Mos* BT
10.99%
None

Read a full review of this card

Pulaski Bank Visa Card

Lowest Regular APR — The Pulaski Bank Visa Card provides the lowest regular credit card interest rate anywhere—currently 6.5%.

  • One of the best regular interest rates in the country
  • 0% APR on balance transfers for 6 months
  • No balance transfer fee
  • No annual membership fee
  • Fixed low regular APR
FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 months
6.5%
$35

Read a full review of this card

IberiaBank Platinum Rewards Visa

Low Regular APR! — The IberiaBank Platinum Rewards Card is the card for you if you have good credit and want the lowest regular APR possible–currently as low as 8%.

  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, travel, gift or experience rewards
  • No annual membership fee
  • Low, variable rate APR
  • 0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • No transaction fee for balance transfers
  • 25 Day grace period
  • Online access to credit card account information
FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 months
As low as 8.0%
None

Read a full review of this card

Discover® Motiva Card

— We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:

» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases

FICO Req’d
Intro
Regular APR
Fee

Good
3.9% for 12 Mos*
10.99%
None

Read a full review of this card

Discover® More Card - Clear

- The Discover® More(SM) Card - Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6-12 Mos.
10.99%
None

Read a full review of this card