Arrive Financial: Credit Card Intelligence

Review, compare, and apply for the best credit card offers online. Each credit card on our site is hand-picked by our researchers. Questions? Let us know.

RSS Feed for Balance Transfer Credit CardsBalance Transfer Credit Cards

Reviews and opinions of the best credit cards for balance transfers. These cards feature low introductory interest rates that will allow you to pay off existing credit card balances faster.

Blue from American Express®

- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.

» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 15 months
as low as 8.99%
None

Blue Cash® from American Express

- Editor’s Pick: Cash Rewards, Editor’s Pick: Balance Transfer - Why do we love Blue Cash®?

Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.

Plus, there is no annual fee and you can get online approval in seconds.

Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months
as low as 8.99%
None

Continued

Discover® Motiva Card

Discover® Motiva Card

- Editor’s Pick: Balance Transfers (Tie) - We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:

» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases

FICO Req’d
Intro
Regular APR
Fee

Good
3.9% for 12 Mos*
10.99%
None

Continued

Chase Visa Platinum Credit Card

- Get 0% Interest for up to 12 months on all purchases and balance transfers, plus a great low everyday APR and a great travel rewards program with the Chase Platinum Credit Card.

» 0% balance transfer offer for up to 12 months
» No Annual Fee
» Free Online Account Access
» Flexible rewards program redeemable for cash, gift cards, or reduced mileage award tickets on Continental, United, and British Airways

FICO Req’d
Intro
Regular APR
Fee

Average
0% for up to 12 months
as low as 11.24%
None

Continued

Capital One® Platinum Prestige

- Excellent Choice - Low APR - The Capital One® Platinum Prestige provides borrowers with excellent credit a super-low 7.9% regular APR.

» 7.9% APR on purchases and balance transfers
» Your APR will not increase simply because you pay late only once or go over your credit limit
» No annual fee and no balance transfer fees

FICO Req’d
Intro
Regular APR
Fee

Excellent
None
7.90%
None

Chase Platinum MasterCard®

- The Chase Platinum MasterCard® provides a flexible cash rewards program, low regular APR, and 12 month 0% introductory period on purchases and balance transfers.

» 0% Intro APR*
» The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history*
» No Annual Fee
» Flexible Rewards Program: Earn one point per eligible dollar spent. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.*

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months*
as low as 11.24%
None

Chase Free Cash RewardsSM Visa® Card

- Get great, simple cash rewards and a low interest rate with the Chase Free Cash RewardsSM Visa® Card.

» Earn 1 point for every dollar in purchases*
» 1,000 Bonus Points with your first purchase*
» Intro 0% Fixed APR for up to 6 months on all purchases and balance transfers*
» Get your rewards with as few as 2,500 points*

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months
as low as 11.24%
None

Discover® More Card

- The Discover® More(SM) Card offers a low interest rate, great balance transfer offer, and great cash back rewards.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» Up to 20% Cashback Bonus® when you shop online*
» Double rewards with more than 80 Cashback Bonus Partners*
» Customer Service in less than a minute, anytime you want
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 Mos*
10.99%
None

Continued

Discover® More Card - Clear

- The Discover® More(SM) Card - Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*

FICO Req’d
Intro
Regular APR
Fee

Good
0%
10.99%
None

Continued