0% Balance Transfer Credit Cards

Editor’s Rating —

• No annual fee.
• Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That’s up to $100 in cash rewards per year with the card.
• Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account.
• Competitive Introductory APR offer
• Get 24/7 access online or over the phone to manage your account.
• Get an extra $5 bonus for a total of $30 per quarter when you have at least one other qualifying account with us. That’s up to $120 in cash rewards per year

Editor’s Rating – — The Citi® Diamond Preferred® Card combines a 18-month, 0% balance transfer APR with a low regular APR.

• Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
• Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
• Let our 24/7 concierge service help book your hotel rooms, flights and more.
• Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
• $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
• No annual fee*

Editor’s Rating: — Editor’s Pick, Best card for balance transfers or if you occasionally carry a balance.

• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• No late fees – EVER
• No penalty rate – EVER
• No annual fee – EVER
• Save time when you call with fast, personal help, 24 hours a day.

Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

• The new Discover it card is out to change the way people think about credit cards.
• Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
• Generous-5% cash back at Home Improvement Stores now through June on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
• Plus a Cashback Concerige^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
• Flexible-Choose your own due date and pay up to midnight ET online or by phone.
• Human-talk to a real person any time with 100% U.S.-based service.
• 0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.*
• 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%. *Click apply for Terms & Conditions.

Editor’s Rating — — This Citi® card offers a 0% introductory APR on balance transfers and purchases for 12 months plus $100 bonus cash back.

• $100 cash back after $500 in purchases within the first 3 months of account opening
• 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
• Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
• Enroll at no additional cost each quarter for new categories that earn additional cash back
• Full 1% cash back on all other purchases and eligible cash advances.
• No annual fee*

Editor’s Rating —

• 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% – 20.99% Variable APR
• No annual fee
• Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases