Arrive Financial » Balance Transfer Credit Cards

Discover® More® Card

Arrive Financial Staff — Tue, 13 Oct 2009 20:00:35 +0000

— Editor’s Pick! — The Discover® More® Card offers a 0% APR on balance transfers for 12 months, 0% APR on purchases for six months, and unlimited cash back rewards.

» 5% to 20% Cashback Bonus® at Top Online Retailers*
» Up to 1% Unlimited Cashback on All Other Purchases

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/12 Mos* BT

as low as 11.99%

None

Discover® More® Card review

Originally the Discover® Platinum Card, the Discover® More® credit card continues to offer a great value for consumers who enjoy the convenience of carrying a balance on their credit card.

Discover® More® Card interest rates

The Discover® More® Card offers extremely competitive regular interest rates and a 0% introductory APR on balance transfers for 12 months and purchases for six months. Discover® Cards are also noted for offering higher credit limits to qualified borrowers than Visa and MasterCards.

Discover® More® Card acceptance rate

The Discover® More® Card is selective, but may be available to applicants with average credit. Applicants with FICO credit scores above 650 are usually accepted; applicants with FICO credit scores between 600 and 649 may be accepted depending on your credit usage, history, and income. Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for the Discover® More® Card now »

Discover® Motiva Card

Arrive Financial Staff — Thu, 02 Jul 2009 19:38:00 +0000

— Recommended for Balance Transfers — Earn a pay-on-time bonus equal to a full month’s interest every time you make six on-time payments in a row.

» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 12 Mos. BT

as low as 11.99%

None

Making its debut in the Spring of 2007, the Discover® Motiva credit card is truly unique among American credit cards in that its rewards structure is based on finance charge rebates.

The interest rebates, combined with an aggressive introductory balance transfer offer (0% for 12 months), make it an excellent card choice for borrowers looking to pay off an existing credit card debt as inexpensively as possible.

For example, a borrower with a $5,000 credit card balance on a credit card with an 18% APR making minimum payments would save $650 a year by transferring a balance to the Motiva Card, and that’s before the interest rebates.

The Motiva Card gives card members one month of no finance charges for every six months the card member makes on-time payments. This could bring the first-year savings on a $5,000 credit card balance to approximately $690.

In addition to Motva’s unique rewards program, our reviews of Discover’s customer-service, online account management, and fraud prevention and security measures have been excellent.

Acceptance Rate

The Discover® Motiva Card is selective, however, applicants with average credit scores may be approved. Applicants with below-average credit cards will most likely not be approved.

Applicants with FICO credit scores above 700 are usually accepted; applicants with FICO credit scores between 650 and 700 may be accepted depending on your credit usage, history, and income. Don’t know your score? Get it free now.

Applicants with FICO credit scores below 640 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for a Discover Motiva Card Now »

Customer Reviews

Do you have or have you applied for a Discover® Motiva Card? Please submit your opinion! To control SPAM, your review may take 12-24 hours to appear.

Citi® Dividend Platinum Select® MasterCard®

Arrive Financial Staff — Tue, 08 Jul 2008 19:38:53 +0000

— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®
No annual fee*

FICO Req’d

Intro

Regular APR

Fee

Good

0%/15 Mos* BT

12.99% -20.99%

None

Pulaski Bank Visa Card

Arrive Financial Staff — Fri, 28 Dec 2007 19:22:00 +0000

— Lowest Regular APR — The Pulaski Bank Visa Card provides the lowest regular credit card interest rate anywhere—currently 6.5%.

One of the best regular interest rates in the country
0% APR on balance transfers for 6 months
No balance transfer fee
No annual membership fee
Fixed low regular APR

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6 months

6.5%

$35

IberiaBank Platinum Rewards Visa

Arrive Financial Staff — Sat, 01 Dec 2007 18:58:43 +0000

— Low Regular APR! — The IberiaBank Platinum Rewards Card is the card for you if you have good credit and want the lowest regular APR possible–currently as low as 8%.

Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, travel, gift or experience rewards
No annual membership fee
Low, variable rate APR
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6 months

As low as 8.0%

None

Discover® More Card – Clear

Arrive Financial Staff — Thu, 04 Oct 2007 08:38:48 +0000

— The Discover® More(SM) Card – Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6-12 Mos.

10.99%

None

Editorial Review: Discover® More Card – Clear

The Discover® More Card – Clear is an artistic version of the Discover®’s popular More Card, previously the Discover® Platinum Card.

We like Discover®’s competitive regular interest rates along with their excellent customer service, online account management, and fraud prevention and security program.

The Discover® More Card – Clear is an excellent card for customers who like the convenience of carrying a balance on their credit card, featuring high credit limits (subject to approval) and frequent balance transfer promotions with low balance transfer fees.

The cash back rewards on the The Discover® More Card – Clear are also good, providing 1% cash back on nearly all purchases, additional cash back in certain categories, and the ability to convert cash rewards into higher value gift cards from leading merchants and restaurants. Top

Acceptance Rate: Discover® More Card – Clear

The Discover® More Card – Clear is selective.

Applicants with FICO credit scores above 700 are usually accepted; applicants with FICO credit scores between 600 and 700 may be accepted depending on your credit usage, history, and income.

Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement. Top

Customer Reviews: Discover® More Card – Clear

Do you have or have you applied for a Discover® More Card – Clear? Please submit your opinion! To control SPAM, your review will appear pending moderation. Top