— For a limited time, get a Discover® More® Card with a 0% APR on balance transfers for 12 full months.

• Limited Time Offer – $0 Balance Transfer Fee!*
• 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% – 19.99%*
• 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

— Editor’s Pick: Best Overall Card — The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

• 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information.

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

— Editor’s Pick: If You Carry a Balance — The Citi Simplicity® Card is an ideal choice for cardholders who carry a balance. There is an attractive 0% intro APR for 21 months and there are no late fees and no penalty rates.

• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
• Peace of mind through direct access to a service representative, no late fees and no penalty rate
• No annual fee*

— Editor’s Pick: Balance Transfer — Get a Discover® More® Card with a 0% APR on balance transfers for 18 full months.

• 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

• LIMITED TIME: No Balance Transfer Fee!*
• Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
• 0% Intro APR for up to 12 months a variable APR as low as 11.99-21.99% after your 0% ends
• Slate with Blueprint helps you pay down your balances faster and save on interest
• Zero liability on unauthorized purchases*
• No Annual Fee

— This Citi® card offers 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months plus $100 bonus cash back.

• $100 cash back after $500 in purchases within the first three months of account opening.
• % Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
• 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories.
• Full 1% cash back on all other purchases and eligible cash advances
• No annual fee*

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

• Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
• 0% Intro APR for up to 15 months a variable APR as low as 11.99% -21.99% after your 0% ends
• Slate with Blueprint® helps you pay down your balances faster and save on interest
• Transfer your higher rate balances
• No Annual Fee

— Earn a pay-on-time bonus equal to a full month’s interest every time you make six on-time payments in a row.

» Earn Cashback Bonus for your good credit managment
» 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 10.99% – 20.99%
» Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
» Ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
» 24/7 access to a U.S. based Account Manager within 60 seconds
» $0 Fraud Liability plus automatic mobile and email fraud alerts
» Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

• 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
• Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
• Full 1% cash back on eligible purchases and cash advances.
• Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
• Average 5% additional cash back through Citi Bonus Cash Center®
• No annual fee*

— The Citi® Diamond Preferred® Card combines a 18-month, 0% balance transfer APR with a low regular APR and a $30 credit with your approved application.

• 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the variable APR will be 11.99%-
• 19.99% based on your creditworthiness.*
• $0 Liability on unauthorized purchases
• Citi® Identity Theft Solutions
• Secure, free online account management
• No annual fee*