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Cash Rewards Credit Cards

Reviews and opinions of the best credit cards offering cash rewards based upon a percentage of your card purchases.

Discover® More® Card

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Editor’s Pick: Best Overall Card — The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information.

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 Mos*
10.99% – 20.99% Variable
None

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Discover® More Card – $150 Cashback Bonus

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– Editor’s Pick: Best Sign On Bonus – The Discover® More® Card $150 Cashback Bonus offers a 0% APR on balance transfers and purchases for 6 full months plus a $150 cash bonus when you spend $1,000 in the first 90 days.

  • $150 Cashback Bonus when you spend $1,000 in the first 90 days*
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0%/6 Mos* BT
10.99% – 20.99% V
None

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Chase Freedom® Visa® $200 Bonus Cash Back

— Great cash rewards with a low regular APR.

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
  • You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
FICO Req’d
Intro
Regular APR
Fee

Excellent
None
as low as 15.99% (V)
None

Blue Cash EverydaySM Card from American Express

Editor’s Pick: Cash Rewards — Blue Cash provides powerful cash rewards; the more you spend, the more cash back you can earn.

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card

FICO Req’d
Intro
Regular APR
Fee

Good
0% on Purchases for 12 months
17.24%-22.24% Variable
None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

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Citi® Dividend Platinum Select® MasterCard® – $100 Cash Back

The Citi Dividend Platinum Select MasterCard now offers $100 cash back after your first $500 in purchases.

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— This Citi® card offers 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months plus $100 bonus cash back.

  • $100 cash back after $500 in purchases within the first three months of account opening.
  • % Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances
  • No annual fee*
FICO Req’d
Intro
Regular APR
Fee

Good
0%/12 Mos.
12.99% – 20.99% V
None

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Chase Freedom® MasterCard – $100 Bonus Cash Back + 0% APR

— With the Chase Freedom® MasterCard – $100 Bonus Cash Back card, cardholders receive a 0% introductory rate on balance transfers for 12 months, and a 0% introductory rate on purchases for 6 months!

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases.
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
  • You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Cash back rewards never expire
  • No Annual Fee
FICO Req’d
Intro
Regular APR
Fee

Good
12/6 Mos. (BT/Purchases)
as low as 11.99% (V)
None