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Cash Rewards Credit Cards

Reviews and opinions of the best credit cards offering cash rewards based upon a percentage of your card purchases.

Discover® More® Card

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Editor’s Pick! — The Discover® More® Card offers a 0% APR on balance transfers for 12 months, 0% APR on purchases for six months, and unlimited cash back rewards.

» 5% to 20% Cashback Bonus® at Top Online Retailers*
» Up to 1% Unlimited Cashback on All Other Purchases

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0%/12 Mos* BT
as low as 11.99%
None

Read a full review of this card

Chase Freedom(SM) Credit Card

— The Chase Freedom Credit Card is an excellent cash rewards credit card for applicants with excellent credit.

  • 0% Intro APR and No Annual Fee
  • 5% cash back offers in popular categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else with no spending tiers
  • Your cash back rewards never expire
FICO Req’d
Intro
Regular APR
Fee

Excellent
12m BT/6m purchases
as low as 13.24%
None

Blue Cash® from American Express

Blue Cash® from American Express

Editor’s Pick: Cash Rewards – Why do we love Blue Cash®?

  • When you shop with Blue Cash®, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% on Purchases up to 6 months
  • Express Approval. Get a decision in less than 60 seconds.

FICO Req’d
Intro
Regular APR
Fee

Good
0% on Purchases for 6 months
17.24%-21.24% Variable
None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

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Citi® Dividend Platinum Select® MasterCard®

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— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No annual fee*
FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 Mos* BT
12.99% -20.99%
None

Read a full review of this card

True Earnings® Card from Costco and American Express

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– The True Earnings® Card from Costco and American Express serves as both your credit card and Costco membership card. Earn unlimited cash rewards, including 3% back on gas and restaurants. There’s no annual fee for paid Costco members.

  • Earn Cash Back – 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership.
  • The True Earnings® Card serves as both your American Express Credit Card and your Costco Membership Card.
  • The flexibility to pay charges over time.
  • No Limit on the Cash Back earned.
FICO Req’d
Intro
Regular APR
Fee

Good
0% on Purchases for 6 months
15.24%
None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.