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Cash Rewards Credit Cards

Reviews and opinions of the best credit cards offering cash rewards based upon a percentage of your card purchases.

Discover® More® Card

Discover® More® Card

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Editor’s Rating — — Editor’s Pick, Best Overall Card. The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 15 full months 10.99% – 20.99% (V) $0 Good Credit

Capital One® Cash Rewards – $100 Cash Back Bonus

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Editor’s Rating

  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn’t expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers Until June 2013 12.9% – 20.9% (V) $0 Excellent Credit

Chase Freedom® Visa


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Editor’s Rating — Editor’s Pick, Cash Rewards

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
  • You’ll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 15 months 12.99% – 22.99% $0 Good Credit

Blue Cash EverydaySM Card from American Express

Blue Cash Everyday from American Express

Editor’s Rating — — The Blue Cash EverydaySM Card from American Express provides powerful cash rewards; the more you spend, the more cash back you can earn.

  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 12 months 17.24%-22.24% Variable $0 Excellent Credit

Read a full review of this card

Citi® Dividend Platinum Select® Visa® Card

The Citi Dividend Platinum Select Visa Card now offers $100 cash back after your first $500 in purchases.

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Editor’s Rating — This Citi® card offers a 0% introductory APR on balance transfers and purchases for 12 months plus $100 bonus cash back.

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 12 months 12.99% – 22.99% (Variable) $0 Excellent Credit

Capital One® Cash Rewards

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Editor’s Rating — Editor’s Pick, Rewards Card for Average Credit.

  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn’t expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2013
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases Until March 2013 17.9% – 22.9% (V) $39 Average/Limited Credit