Cash Rewards Credit Cards
Reviews and opinions of the best credit cards offering cash rewards based upon a percentage of your card purchases.
Reviewed in Cash Rewards Credit Cards, Chase Credit Cards, Good Credit Credit Cards, Visa Credit Cards
- The Chase FreedomSM Credit Card is a superb rewards credit card with outstanding terms and bonuses.
» Receive $50 after you make your first purchase
» 3% Cash Back in your top 3 everyday spending categories
» 1% cash back for every $1 you spend on all other purchases
» Receive an extra $50 each time you save and redeem $200 in rewards
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Regular APR
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Reviewed in American Express Credit Cards, Balance Transfer Credit Cards, Cash Rewards Credit Cards, Editor's Picks, Good Credit Credit Cards

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Editor’s Pick: Cash Rewards, Editor’s Pick: Balance Transfer - Why do we love Blue Cash®?
Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.
Plus, there is no annual fee and you can get online approval in seconds.
Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months
as low as 8.99%
None
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Reviewed in American Express Credit Cards, Cash Rewards Credit Cards, Good Credit Credit Cards
- Clear is another winner from American Express. Pay no fees and get and automatic cash rewards: Spend $2,500 and receive a $25 AMEX gift card.
There are no annual fees, no balance transfer fees, no late fees, no over-limit fees, even no cash advance fees.
You also get one of our favorite perks: A 5.99% APR on balance transfers for the life of the balance!
American Express will also send you a free copy of your credit report every 12 months.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 1 Yr
as low as 9.99%
None
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Reviewed in American Express Credit Cards, Cash Rewards Credit Cards, Good Credit Credit Cards, No Spending Limit Credit Cards
- I love this card, because it provides great cash back rewards and makes saving automatic. With no pre-set credit limit and all the benefits American Express offers, this card is a great value, even with a $35 fee.
» No Pre-Set Spending Limit
» Get $50 after your first purchase
» 5% APY on High-Yield Savings Account
» Never pay interest on new purchases
» The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High Yield Savings Account in your name
» First Year Fee-Free - A $35 savings*
FICO Req’d
Intro
Regular APR
Fee
Good
None
as low as 11.99%
First Year Free/$35
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Reviewed in Capital One Credit Cards, Cash Rewards Credit Cards, Good Credit Credit Cards, Visa Credit Cards
- The Capital One® No Hassle Cash Rewards provides borrowers with good credit:
» 2% cash back on purchases at gas stations and major grocery and druge stores and 1% cash back on all other purchases
» No limit on cash back and rewards won’t expire for the life of your account
» 16.9% APR on purchases and balance transfers
» Request your cash back rewards whenever you want
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Reviewed in Average Credit Credit Cards, Bad or No Credit Credit Cards, Capital One Credit Cards, Cash Rewards Credit Cards, Visa Credit Cards
- The Capital One® No Hassle Cash Rewards provides borrowers with average or limited credit histories the opportunity to earn 1% cash back on every purchase and more:
» 25% annual bonus on the cash you earn
» 1% cash back on every purchase
» 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%*
» No limit on cashback and rewards won’t expire for the life of your account
» Redeem cash whenever you want
FICO Req’d
Intro
Regular APR
Fee
Average
0% until Dec ‘08
16.65% V*
$29
Reviewed in Average Credit Credit Cards, Capital One Credit Cards, Cash Rewards Credit Cards, Student Credit Cards
- The Capital One® No Hassle CashSM Rewards for Students gives college students the chance to earn valuable cash rewards:
» If you have a limited credit history or past credit problems, this cash rewards card is for you
» 25% annual bonus on cash you earn during the year
» 1% cash back on purchases you make from day one
» No limit on cash back and rewards won’t expire for the life of your account
» 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%
FICO Req’d
Intro
Regular APR
Fee
Average/Limited History
0% until Dec ‘08*
16.65%
$29
*0% introductory APR applies to purchases only.
Reviewed in Balance Transfer Credit Cards, Cash Rewards Credit Cards, Chase Credit Cards, Good Credit Credit Cards, Low APR Credit Cards, Visa Credit Cards
- Get great, simple cash rewards and a low interest rate with the Chase Free Cash RewardsSM Visa® Card.
» Earn 1 point for every dollar in purchases*
» 1,000 Bonus Points with your first purchase*
» Intro 0% Fixed APR for up to 6 months on all purchases and balance transfers*
» Get your rewards with as few as 2,500 points*
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 months
as low as 11.24%
None
Reviewed in Balance Transfer Credit Cards, Cash Rewards Credit Cards, Discover Credit Cards, Good Credit Credit Cards, Low APR Credit Cards
- The Discover® More(SM) Card offers a low interest rate, great balance transfer offer, and great cash back rewards.
» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» Up to 20% Cashback Bonus® when you shop online*
» Double rewards with more than 80 Cashback Bonus Partners*
» Customer Service in less than a minute, anytime you want
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 12 Mos*
10.99%
None
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Reviewed in Balance Transfer Credit Cards, Cash Rewards Credit Cards, Discover Credit Cards, Low APR Credit Cards
- The Discover® More(SM) Card - Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.
» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*
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