Arrive Financial » Cash Rewards Credit Cards

Discover® More® Card

Arrive Financial Staff — Tue, 13 Oct 2009 20:00:35 +0000

— Editor’s Pick! — The Discover® More® Card offers a 0% APR on balance transfers for 12 months, 0% APR on purchases for six months, and unlimited cash back rewards.

» 5% to 20% Cashback Bonus® at Top Online Retailers*
» Up to 1% Unlimited Cashback on All Other Purchases

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/12 Mos* BT

as low as 11.99%

None

Discover® More® Card review

Originally the Discover® Platinum Card, the Discover® More® credit card continues to offer a great value for consumers who enjoy the convenience of carrying a balance on their credit card.

Discover® More® Card interest rates

The Discover® More® Card offers extremely competitive regular interest rates and a 0% introductory APR on balance transfers for 12 months and purchases for six months. Discover® Cards are also noted for offering higher credit limits to qualified borrowers than Visa and MasterCards.

Discover® More® Card acceptance rate

The Discover® More® Card is selective, but may be available to applicants with average credit. Applicants with FICO credit scores above 650 are usually accepted; applicants with FICO credit scores between 600 and 649 may be accepted depending on your credit usage, history, and income. Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for the Discover® More® Card now »

Chase Freedom(SM) Credit Card

Arrive Financial Staff — Sun, 11 Oct 2009 19:56:34 +0000

— The Chase Freedom Credit Card is an excellent cash rewards credit card for applicants with excellent credit.

0% Intro APR and No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

FICO Req’d

Intro

Regular APR

Fee

Excellent

12m BT/6m purchases

as low as 13.24%

None

Blue Cash® from American Express

Arrive Financial Staff — Tue, 06 Oct 2009 19:45:02 +0000

– Editor’s Pick: Cash Rewards – Why do we love Blue Cash®?

When you shop with Blue Cash®, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% on Purchases up to 6 months
Express Approval. Get a decision in less than 60 seconds.

FICO Req’d

Intro

Regular APR

Fee

Good

0% on Purchases for 6 months

17.24%-21.24% Variable

None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Editor’s review: Blue Cash from American Express is one of our most recommended credit cards because it is the only credit card with which you can earn 5% cash back at grocery stores, gas stations, and drugstores.

Rewards: Card members earn 1% cash back for every purchase made at supermarkets, gas stations, and drugstores and 0.5% cash back for every purchase made everywhere else for spending up to $6,500 per year. Once card members reach $6,500 in annual spending, they earn 5% cash back at supermarkets, gas stations, and drugstores and 1.5% on all other purchases. There is no limit on the amount of cash back you can earn.

Rates and fees: Blue Cash from American Express carries no annual fee. The APR for this card will be determined based upon your credit worthiness and is variable, currently between 17.24% and 21.24%.

New card members get a 0% introductory APR on purchases for up to 6 months. Blue Cash from American Express uses the average daily balance method (including new purchases) of calculating your monthly balance. This card has a 20 day grace period.

Other benefits: Blue Cash from American Express offers several additional travel and shopping programs:

Card members can shop at shopamex.com, a shopping comparison site designed for Amex cardholders. You can also redeem points for your purchases.

Card members can get a $100 statement credit back if you purchase a $3,000 vacation from American Express Travel Services.

Buyers Assurance – Get a double warranty for products you purchase with your card up, up to one additional year of coverage. Coverage is good for up to a purchase of $10,000 and up to $50,000 worth of purchases a year.

Purchase Protection Plan – Enjoy the ability to return any purchase if it is accidentally damaged in 90 days.

American Express Selects - The international traveler will enjoy discounts at Amex partner merchants worldwide.

Apply for Blue Cash Now »

Citi® Dividend Platinum Select® MasterCard®

Arrive Financial Staff — Tue, 08 Jul 2008 19:38:53 +0000

— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®
No annual fee*

FICO Req’d

Intro

Regular APR

Fee

Good

0%/15 Mos* BT

12.99% -20.99%

None

True Earnings® Card from Costco and American Express

Arrive Financial Staff — Mon, 10 Mar 2008 20:42:36 +0000

– The True Earnings® Card from Costco and American Express serves as both your credit card and Costco membership card. Earn unlimited cash rewards, including 3% back on gas and restaurants. There’s no annual fee for paid Costco members.

Earn Cash Back – 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership.
The True Earnings® Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.

FICO Req’d

Intro

Regular APR

Fee

Good

0% on Purchases for 6 months

15.24%

None

Discover® More Card – Clear

Arrive Financial Staff — Thu, 04 Oct 2007 08:38:48 +0000

— The Discover® More(SM) Card – Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6-12 Mos.

10.99%

None

Editorial Review: Discover® More Card – Clear

The Discover® More Card – Clear is an artistic version of the Discover®’s popular More Card, previously the Discover® Platinum Card.

We like Discover®’s competitive regular interest rates along with their excellent customer service, online account management, and fraud prevention and security program.

The Discover® More Card – Clear is an excellent card for customers who like the convenience of carrying a balance on their credit card, featuring high credit limits (subject to approval) and frequent balance transfer promotions with low balance transfer fees.

The cash back rewards on the The Discover® More Card – Clear are also good, providing 1% cash back on nearly all purchases, additional cash back in certain categories, and the ability to convert cash rewards into higher value gift cards from leading merchants and restaurants. Top

Acceptance Rate: Discover® More Card – Clear

The Discover® More Card – Clear is selective.

Applicants with FICO credit scores above 700 are usually accepted; applicants with FICO credit scores between 600 and 700 may be accepted depending on your credit usage, history, and income.

Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement. Top

Customer Reviews: Discover® More Card – Clear

Do you have or have you applied for a Discover® More Card – Clear? Please submit your opinion! To control SPAM, your review will appear pending moderation. Top