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Cash Rewards Credit Cards

Reviews and opinions of the best credit cards offering cash rewards based upon a percentage of your card purchases.

Citi® Dividend World MasterCard® – $300 Cash Back

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— Earn $300 cash back bonus with this generous sign-on offer.

  • $300 cash back after $5000 in purchases within the first 3 months of account opening
  • 5% cash back on airlines, hotels and car rentals from 7/1/11 to 9/30/11. Earn bonus cash back on rotating categories each quarter. Enrollment required.
  • 5% average cash back at select merchants through Citi Bonus Cash Center®/li>
  • Full 1% cash back on all other purchases and eligible cash advances
  • No annual fee*
FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 Mos.
12.99% – 20.99% V
None

Read a full review of this card

Ink CashSM

Chase Ink Cash Business Credit Card

Editor’s Pick: Business Credit Card – Ink Cash provides small business owners with powerful cash rewards on all purchases plus free employee cards, all with no annual fee.

  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*

FICO Req’d
Intro
Regular APR
Fee

Excellent
6 months
13.24% Variable
None

Chase Freedom® Visa® $200 Bonus Cash Back

— Great cash rewards with a low regular APR.

  • Earn $200 Bonus Cash Back after you make $1,500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 – 12/31/11
  • You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Cash back rewards never expire.
  • No Annual Fee
FICO Req’d
Intro
Regular APR
Fee

Excellent
None
as low as 15.99% (V)
None

Citi® Dividend Platinum Select® MasterCard®

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— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No annual fee*
FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 Mos* BT
12.99% -20.99%
None

Read a full review of this card

True Earnings® Card from Costco and American Express

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– The True Earnings® Card from Costco and American Express serves as both your credit card and Costco membership card. Earn unlimited cash rewards, including 3% back on gas and restaurants. There’s no annual fee for paid Costco members.

  • American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
  • Get approved in 60-seconds.
FICO Req’d
Intro
Regular APR
Fee

Good
0% on Purchases for 6 months
15.24% Variable
None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.