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Cash Rewards Credit Cards

Reviews and opinions of the best credit cards offering cash rewards based upon a percentage of your card purchases.

Citi® Dividend Platinum Select® MasterCard®

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— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No annual fee*
FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 Mos* BT
12.99% -20.99%
None

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True Earnings® Card from Costco and American Express

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– The True Earnings® Card from Costco and American Express serves as both your credit card and Costco membership card. Earn unlimited cash rewards, including 3% back on gas and restaurants. There’s no annual fee for paid Costco members.

  • Earn Cash Back – 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership.
  • The True Earnings® Card serves as both your American Express Credit Card and your Costco Membership Card.
  • The flexibility to pay charges over time.
  • No Limit on the Cash Back earned.
FICO Req’d
Intro
Regular APR
Fee

Good
0% on Purchases for 6 months
15.24% Variable
None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Discover® More Card – Clear

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— The Discover® More(SM) Card – Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6-12 Mos.
10.99%
None

Read a full review of this card