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Citi Credit Cards

Reviews and opinions of the best Citi credit cards, including the popular Citi PremierPass, Citi Platinum Select, and more.

Citi® Diamond Preferred® Card

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Editor’s Rating — The Citi® Diamond Preferred® Card combines a 18-month, 0% balance transfer APR with a low regular APR.

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 18 months 11.99% – 21.99% (Variable) $0 Good Credit

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Citi Simplicity® Card

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Editor’s Rating: — Editor’s Pick, Best card for balance transfers or if you occasionally carry a balance.

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees – EVER
  • No penalty rate – EVER
  • No annual fee – EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 18 months 12.99% – 21.99% (Variable) $0 Good Credit

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Citi Thank You® Card

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Editor’s Rating: — With Chip technology, a great choice for international travel

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 15 months 12.99% – 22.99% (Variable) $0 Excellent Credit

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Citi® Dividend Platinum Select® Visa® Card

The Citi Dividend Platinum Select Visa Card now offers $100 cash back after your first $500 in purchases.

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Editor’s Rating — This Citi® card offers a 0% introductory APR on balance transfers and purchases for 12 months plus $100 bonus cash back.

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 12 months 12.99% – 22.99% (Variable) $0 Excellent Credit

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Citi® Hilton HHonorsTM Visa Signature® Card

Citi Hilton HHonors Credit Card

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Editor’s Rating — The Citi® Hilton HHonorsTM Visa Signature® Card is a valuable hotel rewards card with no annual fee.

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 14.24% or 16.24% (Variable) None Excellent Credit

Citi® Dividend® Card for College Students

Citi Dividend Card for College Students

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Editor’s Rating — A great first credit card for responsible full-time students.

  • Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 7 months 13.99% – 23.99% (Variable) $0 Fair Credit

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