— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

• 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
• Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
• Full 1% cash back on eligible purchases and cash advances.
• Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
• Average 5% additional cash back through Citi Bonus Cash Center®
• No annual fee*

— The Citi® Diamond Preferred® Card combines a 12-month, 0% balance transfer APR with a low regular APR and a $30 credit with your approved application.

• 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 9.99%-19.99%. This APR will vary with the market based on the Prime Rate. Both the rate and duration of this offer will be based on your creditworthiness*
• $30 Statement Credit*
• Concierge service that caters to your needs 24/7
• Citi® Identity Theft Solutions
• Secure, free online account management
• No annual fee

— A great first credit card for responsible full-time students.

• No Cosigner Required
• Earn 5% Cash Back on Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Convenience Stores, and Utilities (Including Cable) for 6 Months and 2% Thereafter*
• Earn a Full 1% Cash Back on All Other Purchases*