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Discover Credit Cards

Reviews and opinions of the best Discover Credit Cards including the Discover More Card, Discover Motiva Card, Discover Business credit cards, and more.

Discover it® – 14 Months

The Discover it credit card features 0% intro apr, cash rewards, and fair terms.

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Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently
    10.99% – 22.99%. *Click apply for Terms & Conditions.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 14 months 10.99% – 22.99%* Variable $0 Excellent Credit

Discover it® – 18 Months

The Discover it credit card features 0% intro apr, cash rewards, and fair terms.

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Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous-5% cash back at Home Improvement Stores now through June on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible-Choose your own due date and pay up to midnight ET online or by phone.
  • Human-talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.*
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%. *Click apply for Terms & Conditions.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% 6 months for purchases, 18 months for balance transfers 10.99% – 22.99%* Variable $0 Excellent Credit

Continental Finance Matrix Discover® Credit Card

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Editor’s Rating — A hybrid credit card designed to help you build positive credit history by making regular on-time payments. No application fees.

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A Varies* Varies* No Credit

*APR and fees vary by state. See terms and conditions on the application page for details. This product is not available for individuals in the following states: CT,DC,GA,HI,MA,MN,MT,NC,SC,WA,WV,WY.

Discover it® for Students

The Discover it credit card features 0% intro apr, cash rewards, and fair terms.

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Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

  • Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible-Choose your own due date and pay up to midnight ET online or by phone.
  • Human-talk to a real person any time with 100% U.S.-based service.
  • Safe-Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% – 18.99% *Click apply for Terms & Conditions.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 6 months 12.99% – 18.99%* Variable $0 Fair Credit