Discover Credit Cards
Reviews and opinions of the best Discover Credit Cards including the Discover More Card, Discover Motiva Card, Discover Business credit cards, and more.
Compare rewards, interest rates, and apply for the Discover it® card now.


Editor’s Rating —
— The new Discover it card is out to change the way people think about credit cards. “It” is:
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently
10.99% – 22.99%. *Click apply for Terms & Conditions.
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases and balance transfers |
14 months |
10.99% – 22.99%* Variable |
$0 |
Excellent Credit |
Compare rewards, interest rates, and apply for the Discover it® card now.


Editor’s Rating —
— The new Discover it card is out to change the way people think about credit cards. “It” is:
- The new Discover it card is out to change the way people think about credit cards.
- Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous-5% cash back at Home Improvement Stores now through June on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible-Choose your own due date and pay up to midnight ET online or by phone.
- Human-talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.*
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%. *Click apply for Terms & Conditions.
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% |
6 months for purchases, 18 months for balance transfers |
10.99% – 22.99%* Variable |
$0 |
Excellent Credit |
Editor’s Rating –
— A hybrid credit card designed to help you build positive credit history by making regular on-time payments. No application fees.
- The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
- No application fees or processing fees
- Use your card at locations everywhere Discover® is accepted
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
- Build positive credit by making monthly payments on time
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
Varies* |
Varies* |
No Credit |
*APR and fees vary by state. See terms and conditions on the application page for details. This product is not available for individuals in the following states: CT,DC,GA,HI,MA,MN,MT,NC,SC,WA,WV,WY.