Discover® More® Card review

Originally the Discover® Platinum Card, the Discover® More® credit card continues to offer a great value for consumers who enjoy the convenience of carrying a balance on their credit card.

Discover® More® Card interest rates

The Discover® More® Card offers extremely competitive regular interest rates and a 0% introductory APR on balance transfers for 12 months and purchases for six months. Discover® Cards are also noted for offering higher credit limits to qualified borrowers than Visa and MasterCards.

Discover® More® Card acceptance rate

The Discover® More® Card is selective, but may be available to applicants with average credit. Applicants with FICO credit scores above 650 are usually accepted; applicants with FICO credit scores between 600 and 649 may be accepted depending on your credit usage, history, and income. Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for the Discover® More® Card now »

Making its debut in the Spring of 2007, the Discover® Motiva credit card is truly unique among American credit cards in that its rewards structure is based on finance charge rebates.

The interest rebates, combined with an aggressive introductory balance transfer offer (0% for 12 months), make it an excellent card choice for borrowers looking to pay off an existing credit card debt as inexpensively as possible.

For example, a borrower with a $5,000 credit card balance on a credit card with an 18% APR making minimum payments would save $650 a year by transferring a balance to the Motiva Card, and that’s before the interest rebates.

The Motiva Card gives card members one month of no finance charges for every six months the card member makes on-time payments. This could bring the first-year savings on a $5,000 credit card balance to approximately $690.

In addition to Motva’s unique rewards program, our reviews of Discover’s customer-service, online account management, and fraud prevention and security measures have been excellent.

Acceptance Rate

The Discover® Motiva Card is selective, however, applicants with average credit scores may be approved. Applicants with below-average credit cards will most likely not be approved.

Applicants with FICO credit scores above 700 are usually accepted; applicants with FICO credit scores between 650 and 700 may be accepted depending on your credit usage, history, and income. Don’t know your score? Get it free now.

Applicants with FICO credit scores below 640 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for a Discover Motiva Card Now »

Customer Reviews

Do you have or have you applied for a Discover® Motiva Card? Please submit your opinion! To control SPAM, your review may take 12-24 hours to appear.

Discover Escape Credit Card review

The Escape® by Discover® Card, new for 2009, is designed to become the miles credit card of choice for anybody wanting to build up free travel on any airline fast. The Discover Escape credit card is unique because it offers double miles with every purchase that can be used for travel anytime on any airline with no restrictions or blackout dates. Most airline credit cards only offer 1x miles or provide double miles only on purchases in certain categories.

Discover Escape Credit Card rewards

Not only will you earn unlimited double miles with every purchase, new cardmembers will also earn 25,000 bonus miles over the first two years. (1,000 miles for every month you make a purchase on the card for the first 25 months). That could be enough for a free ticket alone! Plus, you don’t have to use your miles for air travel—miles can be redeemed for cash back or gift cards or merchandise from 90 retail partners.

Discover Escape Credit Card interest rates (APR)

The Escape® by Discover® Card has a competitive regular interest rate, or APR, as low as 10.99%. The regular APR is determined by each applicant’s credit history, and could be higher—up to 18.99%.

The Escape® by Discover® Card also offers a 0% introductory APR for six months on both purchases and balance transfers.

Discover Escape Credit Card annual fee

The Discover Escape credit card does carry a $60 annual fee, which is quite good for a card that provides basically double the rewards benefits of no fee cards. If you spend enough each month on your card to earn a free airline ticket or two in a year, the $60 fee is well worth it. If not, no-fee cash back cards like the Discover More Card or American Express Blue Cash might be better choices.

Editorial Review: Discover® More Card – Clear

The Discover® More Card – Clear is an artistic version of the Discover®’s popular More Card, previously the Discover® Platinum Card.

We like Discover®’s competitive regular interest rates along with their excellent customer service, online account management, and fraud prevention and security program.

The Discover® More Card – Clear is an excellent card for customers who like the convenience of carrying a balance on their credit card, featuring high credit limits (subject to approval) and frequent balance transfer promotions with low balance transfer fees.

The cash back rewards on the The Discover® More Card – Clear are also good, providing 1% cash back on nearly all purchases, additional cash back in certain categories, and the ability to convert cash rewards into higher value gift cards from leading merchants and restaurants. Top

Acceptance Rate: Discover® More Card – Clear

The Discover® More Card – Clear is selective.

Applicants with FICO credit scores above 700 are usually accepted; applicants with FICO credit scores between 600 and 700 may be accepted depending on your credit usage, history, and income.

Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement. Top

Customer Reviews: Discover® More Card – Clear

Do you have or have you applied for a Discover® More Card – Clear? Please submit your opinion! To control SPAM, your review will appear pending moderation. Top