— Editor’s Pick! — The Discover® More® Card offers a 0% APR on balance transfers for 12 months, 0% APR on purchases for six months, and unlimited cash back rewards.
» 5% to 20% Cashback Bonus® at Top Online Retailers*
» Up to 1% Unlimited Cashback on All Other Purchases
*View Discover® Card Rates, Fees, Rewards, and Other Important Information
FICO Req’d
Intro
Regular APR
Fee
Good
0%/12 Mos* BT
as low as 11.99%
None
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– Editor’s Pick: Cash Rewards – Why do we love Blue Cash®?
- When you shop with Blue Cash®, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% on Purchases up to 6 months
- Express Approval. Get a decision in less than 60 seconds.
FICO Req’d
Intro
Regular APR
Fee
Good
0% on Purchases for 6 months
17.24%-21.24% Variable
None
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.
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— Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent choice for people looking to build their credit. As a card member, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get pre-qualified online in just 30 seconds!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
FICO Req’d
Intro
Standard APR
Annual Fee
Fair
None
7.90% – 28.90%*
See Website
Additional Rate and Fee Information:
- Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000
- Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
- Variable Penalty APR: 29.49%
- Balance Transfer APR: 7.90%-28.90%
*Orchard Bank’s goal is to provide you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. Please see the Orchard Bank Website for a complete list of terms.
— Recommended: Advanced Travel Rewards — The Escape® by Discover® Card is new for 2009 and a great new alternative to existing miles rewards cards because it lets you earn unlimited double miles with every purchase!
» 25,000 Bonus Miles* – 1,000 Miles Each Month You Make a Purchase the First 25 Months
» Unlimited Double Miles on All Purchases
» Book Any Travel, Anytime with No Blackout Dates or Restrictions
» 2 Additional Miles for Every $1 You Spend Through ShopDiscover, Our Exclusive Online Shopping Site
» Enhanced Travel Benefits
» Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
» $60 Annual Fee
*View Discover® Card Rates, Fees, Rewards, and Other Important Information
FICO Req’d
Intro
Regular APR
Fee
Good
0%/6 Mos*
as low as 10.99%
$60
Read a full review of this card