Arrive Financial: Credit Card Intelligence

Review, compare, and apply for the best credit card offers online. Each credit card on our site is hand-picked by our researchers. Questions? Let us know.

RSS Feed for Editor's PicksEditor's Picks

Our highest rated credit cards in each category. Our editor’s picks represent the best value in terms of interest rates, fees, and rewards programs.

Blue from American Express®

- Editor’s Pick - Low APR - For a great regular interest rate, intro APR, and Balance Transfer rate, Blue from American Express® is the card. You’ll also get the benefits of AMEX’s Membership Rewards Express program with no annual fee.

» Membership Rewards Express program
» 0% APR for up to 15 months
» No Annual Fee
» Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
» Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 15 months
as low as 8.99%
None

Blue Cash® from American Express

- Editor’s Pick: Cash Rewards, Editor’s Pick: Balance Transfer - Why do we love Blue Cash®?

Other cards can’t top the low, fixed 4.99% balance transfer APR (0%/12 mos. for purchases) and unlimited cash rewards that can be up to 5% of your purchases.

Plus, there is no annual fee and you can get online approval in seconds.

Finally, our experiences with American Express have been excellent. Their customer service, card member benefits, and card features all live up to their reputation.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 12 months
as low as 8.99%
None

Continued

Discover® Motiva Card

Discover® Motiva Card

- Editor’s Pick: Balance Transfers (Tie) - We love that when you transfer a balance to the Motiva(SM) Card, you won’t just get a great 3.9% rate on balance transfers for 12 months, but even better, twice a year you are eligible to get a pay-on-time bonus equal to one month’s interest. You also get:

» 5-20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
» Up to 1% Cashback on all other purchases automatically
» More ways to earn cash than anyone else
» Unlimited cash rewards
» Increase, even double, your rewards when you redeem for gift cards from 80+ Partners
» Intro APR is 0% for 12 months on balance transfers and 0% for 6 months on purchases

FICO Req’d
Intro
Regular APR
Fee

Good
3.9% for 12 Mos*
10.99%
None

Continued

Continental Finance Gold MasterCard

- The Continental Finance Gold MasterCard offers anybody with less-than-perfect credit the opportunity to get a card with a low interest rate and a very reasonable annual fee.

» Rates as low as 9.75% APR*
» Unsecured MasterCard Accepted at Millions of Locations Worldwide
» Monthly reporting to the Major Credit Bureaus
» Free Online Access
» Excellent Online Tools for Managing Your Finances
» Semi-Annual Credit Limit Increases*
» Prestige of carrying a Gold card
*See website for terms and conditions.

FICO Req’d
Intro
Regular APR
Fee

Bad Credit OK
None
as low as 9.75%
$25

Continued

Delta Airlines - Gold Delta SkyMiles® Credit Card

- Editor’s Pick: Airline Credit Card - No card will earn you free flights faster than the SkyMiles® Gold Card.

» 15,000 bonus miles after first purchase
» 2,500 bonus miles for adding an Additional Cardmember with their application
» Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
» Earn one SkyMile for virtually every dollar you spend
» First Year Fee-Free, $85 thereafter

FICO Req’d
Intro
Regular APR
Fee

Good
N/A
15.99%
1st Yr Free; $85

Chase Business Rebate Card

- - Editor’s Pick: Business Credit Card - Get a great balance transfer offer, APR, and rewards from your business credit card.

» You’ll receive 3% cash back for all business purchases you make at any restaurant, gas station, office supply store, building supply store, or hardware and home improvement center.*
» 1% cash back on all other purchases*
» 0% Introductory APR for up to 15 months on purchases*
» No Annual Fee*

FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 months
as low as 7.99%
None

Discover® Student Card - Clear

- Editor’s Pick: Student Card - Great customer service, cash rewards, and 0% intro rate earn Discover® our pick for best student credit card.

» 0% Interest* on Purchases for 6 Months
» 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies and more*
» Up to 1% Cashback Bonus on all other purchases automatically*
» No Annual Fee
» Easy Online Account Management Tools
» $0 Fraud Liability Guarantee

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 Mos.*
16.99%
None