Excellent Credit Credit Cards
Reviews and opinions of the best credit cards for applicants with excellent credit histories. These cards feature the lowest rates, highest credit limits, and best perks, but are highly selective.
Reviewed in Airline Rewards Credit Cards, Capital One Credit Cards, Excellent Credit Credit Cards, Travel Rewards Credit Cards
- The Capital One® No Hassle MilesSM Rewards credit card for excellent credit offers:
» 13.9% APR on purchases and balance transfers
» Earn 1.25 miles for each dollar spent on purchases
» No blackout dates or seat restrictions
» No expiration date on miles and no limit on the miles you can earn
FICO Req’d
Intro
Regular APR
Fee
Excellent
None
13.90%
None
Reviewed in Discover Credit Cards, Excellent Credit Credit Cards, Gas Rewards Credit Cards, Low APR Credit Cards
- Editor’s Pick: Gas Rewards - Get more rewards from your gas and automotive purchases with the Discover® Open RoadSM Card.
» 0% Intro APR* for 12 months on balance transfers, 6 months on purchases.
» Save at the pump and everywhere else.*
» 5% Cashback Bonus on gas and auto maintenance purchases
» 5% to 20% Cashback Bonus at top online retailers*
» Up to 1% Cashback Bonus on all other purchases
» Unlimited cash rewards
» Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 6 Mos./12 Mos.*
10.99%
None
Continued
Reviewed in Airline Rewards Credit Cards, Capital One Credit Cards, Excellent Credit Credit Cards, No Spending Limit Credit Cards, Travel Rewards Credit Cards, Visa Credit Cards
- The Capital One® No Hassle MilesSM Ultra - For Professionals provides the ability to earn 2 miles for every dollar spent on all purchases and no blackout dates or seat restrictions.
» Earn 2 miles for each dollar spent on all purchases
» No blackout dates or seat restrictions
» No expiration date on miles and no limit on the miles you can earn
» 13.9% APR on purchases and balance transfers
» No pre-set spending limit
FICO Req’d
Intro
Regular APR
Fee
Excellent
None
13.90%
$39
Reviewed in American Express Credit Cards, Excellent Credit Credit Cards, Good Credit Credit Cards, No Spending Limit Credit Cards
- The American Express Gold Card still reigns as the world’s most exclusive credit card.
» First year fee-free – $125 Thereafter
» Get 10,000 Membership Rewards® points — redeemable for a $100 gift card!
» No Pre-Set Spending Limit
» The Membership Rewards® program - a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines.
» Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
» Global Assist® Plus Hotline and many more benefits included.
FICO Req’d
Intro
Regular APR
Fee
Good
N/A
N/A
First Year Free/$125
Reviewed in Balance Transfer Credit Cards, Capital One Credit Cards, Excellent Credit Credit Cards, Low APR Credit Cards
- Excellent Choice - Low APR - The Capital One® Platinum Prestige provides borrowers with excellent credit a super-low 7.9% regular APR.
» 7.9% APR on purchases and balance transfers
» Your APR will not increase simply because you pay late only once or go over your credit limit
» No annual fee and no balance transfer fees
FICO Req’d
Intro
Regular APR
Fee
Excellent
None
7.90%
None
Reviewed in Airline Rewards Credit Cards, Discover Credit Cards, Excellent Credit Credit Cards, Low APR Credit Cards, Travel Rewards Credit Cards
- For frequent fliers with excellent credit, Miles by Discover® Card gives you miles on any airlines, a great balance transfer rate and a low regular interest rate.
» 12,000 Bonus Miles*
» No annual fee
» Earn Double Miles on travel and gas*
» Intro APR is 0% for 6 months on balance transfers and purchases.
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 6 months
10.99%
None
Reviewed in American Express Credit Cards, Excellent Credit Credit Cards, Good Credit Credit Cards, Travel Rewards Credit Cards
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
» Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
» No annual fee for the first year and $45 thereafter
» Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
» Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
» Express Approval. Get a decision in less than 60 seconds.
FICO Req’d
Intro
Regular APR
Fee
Excellent
2.9% for 6 months
14.99%
1st Yr Free, then $45
Reviewed in American Express Credit Cards, Business Credit Cards, Excellent Credit Credit Cards
- Put the power of American Express Blue Cash to work for your business.
» Up to 5% Cash Back
» There’s no limit on the cash back you can earn
» 0% Intro APR for 6 months
» No annual fee
» Option to pay over time or pay in full
» OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
» Earn cash rewards on purchases made by Additional Cardholders
FICO Req’d
Intro
Regular APR
Fee
Good
low as 0%/6 months
as low as 8.99%
None
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