Excellent Credit Credit Cards

Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

• The new Discover it card is out to change the way people think about credit cards.
• Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
• Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
• Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
• Flexible…Choose your own due date and pay up to midnight ET online or by phone.
• Human…talk to a real person any time with 100% U.S.-based service.
• Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
• 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently
  10.99% – 22.99%. *Click apply for Terms & Conditions.

Editor’s Rating —

• No annual fee.
• Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That’s up to $100 in cash rewards per year with the card.
• Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account.
• Competitive Introductory APR offer
• Get 24/7 access online or over the phone to manage your account.
• Get an extra $5 bonus for a total of $30 per quarter when you have at least one other qualifying account with us. That’s up to $120 in cash rewards per year

Editor’s Rating: — Editor’s Pick, Best card for balance transfers or if you occasionally carry a balance.

• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• No late fees – EVER
• No penalty rate – EVER
• No annual fee – EVER
• Save time when you call with fast, personal help, 24 hours a day.

Editor’s Rating: — With Chip technology, a great choice for international travel

• Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
• Earn 1 ThankYou Point for every $1 you spend on purchases.
• Enjoy no limit on the number of points you can earn
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
• Travel with ease and enjoy global acceptance with Chip Technology
• No annual fee*

Editor’s Rating —

• $100 bonus after you spend $500 on purchases within the first 3 months
• 50% bonus on the cash back you earn every year
• 1% cash back on all purchases
• No annual fee
• Earn unlimited cash back that doesn’t expire
• Redeem cash back anytime for any amount, even set automatic redemptions
• Personalize your card with an image of your choice
• 0% intro APR until May 2014 on balance transfers
• 0% intro APR until May 2014 on purchases

Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

• The new Discover it card is out to change the way people think about credit cards.
• Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
• Generous-5% cash back at Home Improvement Stores now through June on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
• Plus a Cashback Concerige^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
• Flexible-Choose your own due date and pay up to midnight ET online or by phone.
• Human-talk to a real person any time with 100% U.S.-based service.
• 0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.*
• 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%. *Click apply for Terms & Conditions.