Arrive Financial: Credit Card Intelligence

Review, compare, and apply for the best credit card offers online. Each credit card on our site is hand-picked by our researchers. Questions? Let us know.

RSS Feed for Excellent Credit Credit CardsExcellent Credit Credit Cards

Reviews and opinions of the best credit cards for applicants with excellent credit histories. These cards feature the lowest rates, highest credit limits, and best perks, but are highly selective.

Capital One® No Hassle MilesSM Rewards

- The Capital One® No Hassle MilesSM Rewards credit card for excellent credit offers:

» 13.9% APR on purchases and balance transfers
» Earn 1.25 miles for each dollar spent on purchases
» No blackout dates or seat restrictions
» No expiration date on miles and no limit on the miles you can earn

FICO Req’d
Intro
Regular APR
Fee

Excellent
None
13.90%
None

Discover® Open RoadSM Card

- Editor’s Pick: Gas Rewards - Get more rewards from your gas and automotive purchases with the Discover® Open RoadSM Card.

» 0% Intro APR* for 12 months on balance transfers, 6 months on purchases.
» Save at the pump and everywhere else.*
» 5% Cashback Bonus on gas and auto maintenance purchases
» 5% to 20% Cashback Bonus at top online retailers*
» Up to 1% Cashback Bonus on all other purchases
» Unlimited cash rewards
» Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 Mos./12 Mos.*
10.99%
None

Continued

Capital One® No Hassle MilesSM Ultra - For Professionals

- The Capital One® No Hassle MilesSM Ultra - For Professionals provides the ability to earn 2 miles for every dollar spent on all purchases and no blackout dates or seat restrictions.

» Earn 2 miles for each dollar spent on all purchases
» No blackout dates or seat restrictions
» No expiration date on miles and no limit on the miles you can earn
» 13.9% APR on purchases and balance transfers
» No pre-set spending limit

FICO Req’d
Intro
Regular APR
Fee

Excellent
None
13.90%
$39

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card

- The American Express Gold Card still reigns as the world’s most exclusive credit card.

» First year fee-free – $125 Thereafter
» Get 10,000 Membership Rewards® points — redeemable for a $100 gift card!
» No Pre-Set Spending Limit
» The Membership Rewards® program - a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines.
» Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
» Global Assist® Plus Hotline and many more benefits included.

FICO Req’d
Intro
Regular APR
Fee

Good
N/A
N/A
First Year Free/$125

Capital One® Platinum Prestige

- Excellent Choice - Low APR - The Capital One® Platinum Prestige provides borrowers with excellent credit a super-low 7.9% regular APR.

» 7.9% APR on purchases and balance transfers
» Your APR will not increase simply because you pay late only once or go over your credit limit
» No annual fee and no balance transfer fees

FICO Req’d
Intro
Regular APR
Fee

Excellent
None
7.90%
None

Miles by Discover® Card

- For frequent fliers with excellent credit, Miles by Discover® Card gives you miles on any airlines, a great balance transfer rate and a low regular interest rate.

» 12,000 Bonus Miles*
» No annual fee
» Earn Double Miles on travel and gas*
» Intro APR is 0% for 6 months on balance transfers and purchases.

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 months
10.99%
None

Starwood Preferred Guest® Credit Card

FICO Req’d
Intro
Regular APR
Fee

Excellent
2.9% for 6 months
14.99%
1st Yr Free, then $45

Blue Cash® for Business Credit Card

- Put the power of American Express Blue Cash to work for your business.

» Up to 5% Cash Back
» There’s no limit on the cash back you can earn
» 0% Intro APR for 6 months
» No annual fee
» Option to pay over time or pay in full
» OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
» Earn cash rewards on purchases made by Additional Cardholders

FICO Req’d
Intro
Regular APR
Fee

Good
low as 0%/6 months
as low as 8.99%
None