Excellent Credit Credit Cards
Reviews and opinions of the best credit cards for applicants with excellent credit histories. These cards feature the lowest rates, highest credit limits, and best perks, but are highly selective.
— Earn a pay-on-time bonus equal to a full month’s interest every time you make six on-time payments in a row.
» Earn Cashback Bonus for your good credit managment
» 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 10.99% – 20.99%
» Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
» Ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
» 24/7 access to a U.S. based Account Manager within 60 seconds
» $0 Fraud Liability plus automatic mobile and email fraud alerts
» Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*View Discover® Card Rates, Fees, Rewards, and Other Important Information
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 15 Mos.
10.99% – 20.99% Variable
None
Read a full review of this card
— The Platinum Card has it all: access to airport lounges, a 24-hour concierge, and world-class rewards.
- 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
- GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
- Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
- Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
FICO Req’d
Intro
Regular APR
Fee
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.
— Perenially rated one of the best travel/hotel rewards credit cards.
- Starpoints(R) BONUS: 10K with your first purchase and another 15K when you spend $15k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel.
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for “Best Travel Rewards Card”
- Enjoy the first year with no annual fee – a savings of $65.
FICO Req’d
Intro
Regular APR
Fee
Excellent
None
15.24%-19.24%
1st yr free/$65
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.
