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Good Credit Credit Cards

Reviews and opinions of the credit cards available to applicants with good credit history. Most cards fall into this category.

Discover® More® Card

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Editor’s Pick: Best Overall Card — The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information.

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0%/15 Mos*
10.99% – 20.99% Variable
None

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Discover® More Card – $150 Cashback Bonus

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– Editor’s Pick: Best Sign On Bonus – The Discover® More® Card $150 Cashback Bonus offers a 0% APR on balance transfers and purchases for 6 full months plus a $150 cash bonus when you spend $1,000 in the first 90 days.

  • $150 Cashback Bonus when you spend $1,000 in the first 90 days*
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0%/6 Mos* BT
10.99% – 20.99% V
None

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Blue Cash EverydaySM Card from American Express

Editor’s Pick: Cash Rewards — Blue Cash provides powerful cash rewards; the more you spend, the more cash back you can earn.

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card

FICO Req’d
Intro
Regular APR
Fee

Good
0% on Purchases for 12 months
17.24%-22.24% Variable
None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

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Citi ThankYou Preferred Rewards Card – $250 in Gift Cards

— The Citi ThankYou Preferred Card – 25,000 points – $250 in gift cards offer is just that; a limited time offer that earns you ThankYou rewards points for your spending.

Charge $2,000 or more to your card in the first 3 months of account membership, and you’ll earn 25,000 bonus points…worth $250 in gift cards! Plus, you’ll earn 1 ThankYou point per $1 spent on all purchases you make with your card.

ThankYou points are good for all kinds of things…and there is no limit to how many points you can earn and they’ll never expire as long as your account is in good standing. With this card, you’ll also earn a ThankYou points BONUS at the end of each year – plus there is no annual fee.

FICO Req’d
Intro
Standard APR
Annual Fee

Good
None
12.90% – 20.90%*
None

Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
  • 0% Intro APR for up to 15 months a variable APR as low as 11.99% -21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee
FICO Req’d
Intro
Regular APR
Fee

Good
0% for up to 15 Mos. BT
11.99%-21.99% (v)
None

*Rates and balance transfer period may vary based upon applicant creditworthiness. See full terms and conditions for details.

American Express® Premier Rewards Gold Card

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— The American Express® Premier Rewards Gold Card still reigns as the world’s most exclusive card. Enjoy the flexibility of paying in full each month and never paying finance charges or selecting certain charges to pay over time.

  • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
FICO Req’d
Intro
Regular APR
Fee

Good
N/A
N/A
$0 1st Yr, then $175

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Read a full review of this card