Arrive Financial » Good Credit Credit Cards

Discover® More® Card

Arrive Financial Staff — Tue, 01 Nov 2011 20:00:35 +0000

— Editor’s Pick: Best Overall Card — The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information.

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/15 Mos*

10.99% – 20.99% Variable

None

Discover® More® Card review

Originally the Discover® Platinum Card, the Discover® More® credit card continues to offer a great value for consumers who enjoy the convenience of carrying a balance on their credit card.

Discover® More® Card interest rates

The Discover® More® Card offers extremely competitive regular interest rates and a 0% introductory APR on balance transfers for 18 months and purchases for six months. Discover® Cards are also noted for offering higher credit limits to qualified borrowers than Visa and MasterCards.

Discover® More® Card acceptance rate

The Discover® More® Card is selective, but may be available to applicants with average credit. Applicants with FICO credit scores above 650 are usually accepted; applicants with FICO credit scores between 600 and 649 may be accepted depending on your credit usage, history, and income. Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for the Discover® More® Card now »

Discover® More Card – $150 Cashback Bonus

Arrive Financial Staff — Tue, 01 Nov 2011 00:37:55 +0000

– Editor’s Pick: Best Sign On Bonus – The Discover® More® Card $150 Cashback Bonus offers a 0% APR on balance transfers and purchases for 6 full months plus a $150 cash bonus when you spend $1,000 in the first 90 days.

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/6 Mos* BT

10.99% – 20.99% V

None

Blue Cash EverydaySM Card from American Express

Arrive Financial Staff — Sat, 15 Oct 2011 19:45:02 +0000

— Editor’s Pick: Cash Rewards — Blue Cash provides powerful cash rewards; the more you spend, the more cash back you can earn.

Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card

FICO Req’d

Intro

Regular APR

Fee

Good

0% on Purchases for 12 months

17.24%-22.24% Variable

None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Editor’s review: Blue Cash Everyday^SM Card from American Express is one of our most recommended credit cards because it is the only credit card with which you can earn 5% cash back at grocery stores, gas stations, and drugstores.

Rewards: Card members earn 3% cash back for every purchase made at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back for every purchase made everywhere else. There is no limit on the amount of cash back you can earn.

Rates and fees: Blue Cash Everyday^SM Card from American Express carries no annual fee. The APR for this card will be determined based upon your credit worthiness and is variable, currently between 17.24% and 21.24%.

New card members get a 0% introductory APR on purchases for up to 12 months. Blue Cash Everyday^SM Card from American Express uses the average daily balance method (including new purchases) of calculating your monthly balance. This card has a 20 day grace period.

Other benefits: Blue Cash Everyday^SM Card from American Express offers several additional travel and shopping programs:

Card members can shop at shopamex.com, a shopping comparison site designed for Amex cardholders. You can also redeem points for your purchases.

Card members can get a $100 statement credit back if you purchase a $3,000 vacation from American Express Travel Services.

Buyers Assurance – Get a double warranty for products you purchase with your card up, up to one additional year of coverage. Coverage is good for up to a purchase of $10,000 and up to $50,000 worth of purchases a year.

Purchase Protection Plan – Enjoy the ability to return any purchase if it is accidentally damaged in 90 days.

American Express Selects - The international traveler will enjoy discounts at Amex partner merchants worldwide.

Apply for Blue Cash Everyday^SM Card from American Express Now »

Citi ThankYou Preferred Rewards Card – $250 in Gift Cards

Arrive Financial Staff — Thu, 23 Sep 2010 20:52:18 +0000

— The Citi ThankYou Preferred Card – 25,000 points – $250 in gift cards offer is just that; a limited time offer that earns you ThankYou rewards points for your spending.

Charge $2,000 or more to your card in the first 3 months of account membership, and you’ll earn 25,000 bonus points…worth $250 in gift cards! Plus, you’ll earn 1 ThankYou point per $1 spent on all purchases you make with your card.

ThankYou points are good for all kinds of things…and there is no limit to how many points you can earn and they’ll never expire as long as your account is in good standing. With this card, you’ll also earn a ThankYou points BONUS at the end of each year – plus there is no annual fee.

FICO Req’d

Intro

Standard APR

Annual Fee

Good

None

12.90% – 20.90%*

None

Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration

Arrive Financial Staff — Wed, 30 Sep 2009 21:49:25 +0000

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
0% Intro APR for up to 15 months a variable APR as low as 11.99% -21.99% after your 0% ends
Slate with Blueprint® helps you pay down your balances faster and save on interest
Transfer your higher rate balances
No Annual Fee

FICO Req’d

Intro

Regular APR

Fee

Good

0% for up to 15 Mos. BT

11.99%-21.99% (v)

None

*Rates and balance transfer period may vary based upon applicant creditworthiness. See full terms and conditions for details.

American Express® Premier Rewards Gold Card

Arrive Financial Staff — Sat, 01 Aug 2009 14:57:00 +0000

— The American Express® Premier Rewards Gold Card still reigns as the world’s most exclusive card. Enjoy the flexibility of paying in full each month and never paying finance charges or selecting certain charges to pay over time.

Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
Introductory annual fee of $0 for the first year, then $175
Get approved in 60-seconds.

FICO Req’d

Intro

Regular APR

Fee

Good

N/A

$0 1st Yr, then $175

Citi® Diamond Preferred® Card

Arrive Financial Staff — Tue, 08 Apr 2008 19:43:58 +0000

— The Citi® Diamond Preferred® Card combines a 18-month, 0% balance transfer APR with a low regular APR and a $30 credit with your approved application.

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the variable APR will be 11.99%-
19.99% based on your creditworthiness.*
$0 Liability on unauthorized purchases
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee*

FICO Req’d

Intro

Regular APR

Fee

Good

0%/18 Mos* BT

11.99%-19.99%

None

Blue Sky from American Express(SM)

Arrive Financial Staff — Mon, 31 Dec 2007 16:27:12 +0000

– Earn unlimited travel rewards redeemable at any airline, hotel, car rental agency, or cruise line.

No annual fee
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel — anytime
Pay your bill all at once, or over time. It’s up to you.
Blue Savings Program: big deals on big brands, all the time
Rated “Best Airline Credit Card” by Card Ratings Consumer’s Choice Awards in 2010
Get approved in 60-seconds

FICO Req’d

Intro

Regular APR

Fee

Good

0% on Purchases for 12 months

17.24%-22.24% Variable

None

Pulaski Bank Visa Card

Arrive Financial Staff — Fri, 28 Dec 2007 19:22:00 +0000

— Lowest Regular APR — The Pulaski Bank Visa Card provides the lowest regular credit card interest rate anywhere—currently 6.5%.

One of the best regular interest rates in the country
0% APR on balance transfers for 6 months
No balance transfer fee
No annual membership fee
Fixed low regular APR

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6 months

6.5%

$35

IberiaBank Platinum Rewards Visa

Arrive Financial Staff — Sat, 01 Dec 2007 18:58:43 +0000

— Low Regular APR! — The IberiaBank Platinum Rewards Card is the card for you if you have good credit and want the lowest regular APR possible–currently as low as 8%.

Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, travel, gift or experience rewards
No annual membership fee
Low, variable rate APR
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6 months

As low as 8.0%

None