Orchard Bank® Classic MasterCard®
— Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent choice for people looking to build their credit. As a card member, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get pre-qualified online in just 30 seconds!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
Additional Rate and Fee Information:
- Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000
- Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
- Variable Penalty APR: 29.49%
- Balance Transfer APR: 7.90%-28.90%
*Orchard Bank’s goal is to provide you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. Please see the Orchard Bank Website for a complete list of terms.