Low APR Credit Cards

Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

• The new Discover it card is out to change the way people think about credit cards.
• Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
• Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
• Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
• Flexible…Choose your own due date and pay up to midnight ET online or by phone.
• Human…talk to a real person any time with 100% U.S.-based service.
• Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
• 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently
  10.99% – 22.99%. *Click apply for Terms & Conditions.

Editor’s Rating – — The Citi® Diamond Preferred® Card combines a 18-month, 0% balance transfer APR with a low regular APR.

• Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
• Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
• Let our 24/7 concierge service help book your hotel rooms, flights and more.
• Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
• $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
• No annual fee*

Editor’s Rating: — Editor’s Pick, Best card for balance transfers or if you occasionally carry a balance.

• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• No late fees – EVER
• No penalty rate – EVER
• No annual fee – EVER
• Save time when you call with fast, personal help, 24 hours a day.

Editor’s Rating —

• 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% – 20.99% Variable APR
• No annual fee
• Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases

Editor’s Rating — — Editor’s Pick, Low Regular APR.

• 0% intro APR until August 2014 on balance transfers
• 0% intro APR until August 2014 on purchases
• No annual fee
• $0 Fraud Liability if your card is lost or stolen
• 24-hour travel assistance gives you a replacement card and cash advance
• 24-hour roadside assistance
• Pick an image for your card-choose the one shown here, any of the hundreds in our collection or add your own

Editor’s Rating —

• A low 8% variable APR on balance transfers and purchases
• No Annual Fees
• No Balance Transfer Fees – start saving immediately!
• Choose your card benefits and features
• Get rewarded through the new Giveback® program, where Barclaycard Ring members get money back for good performance
• Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
• Learn more about personal finance from Barclaycard and other members