Don't Know Your Credit Score? Get It Free Now »

Low APR Credit Cards

Reviews and opinions of the best credit cards with low regular APRs (interest rates). These cards are the best choice for cardholders who may occasionally carry a balance for one or more months.

IberiaBank Platinum Rewards Visa

Low Regular APR! — The IberiaBank Platinum Rewards Card is the card for you if you have good credit and want the lowest regular APR possible–currently as low as 8%.

  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, travel, gift or experience rewards
  • No annual membership fee
  • Low, variable rate APR
  • 0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • No transaction fee for balance transfers
  • 25 Day grace period
  • Online access to credit card account information
FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6 months
As low as 8.0%
None

Read a full review of this card

Discover® More Card – Clear

Apply Now »

— The Discover® More(SM) Card – Clear provides a great interest rate, balance transfer rate, and cash back rewards program, all with no annual fee.

» Earn more cash in more ways than anyone elseSM*
» Unlimited cash rewards, automatically
» 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
» Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
» Customer Service in less than a minute, anytime you want
» 0% Introductory APR*
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d
Intro
Regular APR
Fee

Good
0% for 6-12 Mos.
10.99%
None

Read a full review of this card