Compare rewards, interest rates, and apply for theCapital One® Cash Rewards credit card now.
Editor’s Rating —
— Editor’s Pick, Rewards Card for Average Credit.
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn’t expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR until February 2014 on purchases
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases |
until February 2014 |
19.8% (V) |
$39 |
Average/Limited Credit |
Compare rewards, interest rates, and apply for the Citi Simplicity® card now.
Editor’s Rating:
— Editor’s Pick, Best card for balance transfers or if you occasionally carry a balance.
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees – EVER
- No penalty rate – EVER
- No annual fee – EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases and balance transfers |
18 months |
12.99% – 21.99% (Variable) |
$0 |
Good Credit |
More about this card