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MasterCard Credit Cards

Reviews and opinions of the best MasterCard credit cards.

Capital One® Cash Rewards

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Editor’s Rating — Editor’s Pick, Rewards Card for Average Credit.

  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn’t expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR until February 2014 on purchases
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases until February 2014 19.8% (V) $39 Average/Limited Credit

Citi Simplicity® Card

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Editor’s Rating: — Editor’s Pick, Best card for balance transfers or if you occasionally carry a balance.

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees – EVER
  • No penalty rate – EVER
  • No annual fee – EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers 18 months 12.99% – 21.99% (Variable) $0 Good Credit

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Barclaycard® Rewards MasterCard® – Average Credit


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Editor’s Rating

  • Earn 2,500 Bonus Points after your first purchase
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you’ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers* 6 months* 24.99%* (Variable) $0* Fair Credit

Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

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Editor’s Rating — — Editor’s Pick, Low Regular APR.

  • 0% intro APR until August 2014 on balance transfers
  • 0% intro APR until August 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card-choose the one shown here, any of the hundreds in our collection or add your own
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases and balance transfers until August 2014 10.9% – 18.9% (V) $0 Excellent Credit

First Progress Platinum Select MasterCard® Secured Credit Card

Editor’s Rating —

  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 – $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • You must be a resident of a US state; however, at present the program is not available in Arkansas, Iowa, New York, or Wisconsin.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 14.99%* Variable $39 Bad Credit OK

First Progress Platinum Prestige MasterCard® Secured Credit Card

Editor’s Rating —

  • Get Approved Fast – Just Click Below to Start the Process!
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 11.99%* Variable $44 Bad Credit OK