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    No Spending Limit Credit Cards

    Reviews and opinions of the best credit cards with no pre-set spending limit. These cards will appeal to applicants who want the flexibility to make large purchases on a credit card.

    American Express® Premier Rewards Gold Card

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    — The American Express® Premier Rewards Gold Card still reigns as the world’s most exclusive card. Enjoy the flexibility of paying in full each month and never paying finance charges or selecting certain charges to pay over time.

    • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
    • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
    • Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
    • Introductory annual fee of $0 for the first year, then $175
    • Get approved in 60-seconds.
    FICO Req’d
    Intro
    Regular APR
    Fee

    Good
    N/A
    N/A
    $0 1st Yr, then $175

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

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    InkSM Bold with Ultimate RewardsSM

    – Increase your purchasing power and get rewarded at the same time…with no annual fee.

    • 50,000 bonus points after you spend $5,000 in 3 months—that’s $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
    • No limit to the number of points you can earn and points do not expire
    • 5X points per dollar on the first $50,000 spent annually on eligible business purchases
    • No foreign transaction fees and Free Employee Cards
    • No interest or over limit fees
    • No Annual Fee in the first year – that’s a $95 savings

    FICO Req’d
    Intro
    Regular APR
    Fee

    Excellent
    N/A
    N/A
    1st Yr. Free, $95

    The Platinum Card® from American Express

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    — The Platinum Card has it all: access to airport lounges, a 24-hour concierge, and world-class rewards.

    • 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
    • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
    • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
    • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
    • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
    • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
    FICO Req’d
    Intro
    Regular APR
    Fee

    Excellent
    N/A
    N/A
    $450

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.