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No Spending Limit Credit Cards

Reviews and opinions of the best credit cards with no pre-set spending limit. These cards will appeal to applicants who want the flexibility to make large purchases on a credit card.

American Express® Premier Rewards Gold Card

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— The American Express Gold Card still reigns as the world’s most exclusive card. Enjoy the flexibility of paying in full each month and never paying finance charges or selecting certain charges to pay over time.

  • 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • No annual fee for your first year, a savings of $175
  • Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
FICO Req’d
Intro
Regular APR
Fee

Good
N/A
N/A
1st yr. free, then $175

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

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The Platinum Card® from American Express

Platinum Card® from American Express

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— The Platinum Card has it all: access to airport lounges, a 24-hour concierge, and world-class rewards.

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months – Redeemable for one domestic round-trip airline ticket!
  • Treat Yourself: 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • The Membership Rewards First® program – Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
FICO Req’d
Intro
Regular APR
Fee

Excellent
N/A
N/A
$450

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.