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Student Credit Cards

Reviews and opinions of credit cards of student credit cards. Most students enrolled in college full-time can receive approval for these cards, regardless of income or credit history.

JourneySM Student Rewards from Capital One®

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Editor’s Rating — Editor’s Pick, Student Credit Card.

  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 19.8% (V) $0 Average/Limited Credit

Discover® Student Card

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Editor’s Rating

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% – 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts

*Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 9 months 12.99%-18.99% (V) $0 Average Credit

Discover® Student Tropical Beach Card

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Editor’s Rating

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% – 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts

*Click apply to view rates, fees, rewards, limitations and other important information

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 9 months 12.99%-18.99% (V) $0 Average Credit

Citi® Dividend Platinum Select® Card for College Students

— A great first credit card for responsible full-time students.

  • No Cosigner Required
  • Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
FICO Req’d
Intro
Regular APR
Fee
Good
0% for 7 mos.
13.99-21.99% (Variable)
None