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Student Credit Cards

Reviews and opinions of credit cards of student credit cards. Most students enrolled in college full-time can receive approval for these cards, regardless of income or credit history.

JourneySM Student Rewards from Capital One®

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Editor’s Rating — Editor’s Pick, Student Credit Card.

  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A N/A 19.8% (V) $0 Average/Limited Credit

Discover it® for Students

The Discover it credit card features 0% intro apr, cash rewards, and fair terms.

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Editor’s Rating — — The new Discover it card is out to change the way people think about credit cards. “It” is:

  • Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible-Choose your own due date and pay up to midnight ET online or by phone.
  • Human-talk to a real person any time with 100% U.S.-based service.
  • Safe-Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% – 18.99% *Click apply for Terms & Conditions.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 6 months 12.99% – 18.99%* Variable $0 Fair Credit

Citi® Dividend® Card for College Students

Citi Dividend Card for College Students

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Editor’s Rating — A great first credit card for responsible full-time students.

  • Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases 7 months 13.99% – 23.99% (Variable) $0 Fair Credit

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