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Student Credit Cards
Reviews and opinions of credit cards of student credit cards. Most students enrolled in college full-time can receive approval for these cards, regardless of income or credit history.
Editor’s Rating —
— Editor’s Pick, Student Credit Card.
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| N/A |
N/A |
19.8% (V) |
$0 |
Average/Limited Credit |


Editor’s Rating —
— The new Discover it card is out to change the way people think about credit cards. “It” is:
- Fair-No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConcerigeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible-Choose your own due date and pay up to midnight ET online or by phone.
- Human-talk to a real person any time with 100% U.S.-based service.
- Safe-Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% – 18.99% *Click apply for Terms & Conditions.
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases |
6 months |
12.99% – 18.99%* Variable |
$0 |
Fair Credit |
Editor’s Rating –
— A great first credit card for responsible full-time students.
- Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases |
7 months |
13.99% – 23.99% (Variable) |
$0 |
Fair Credit |
More about this card