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U.S. Bank Credit Cards
Reviews of the top credit cards by U.S. Bank, one of the largest banks in the United States with a large footprint across the Midwestern states. U.S. Bank offers cards for everyday rewards, travel rewards, and balance transfers.
Editor’s Rating: 
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
- No annual fee*
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
- Online account management and account alerts
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases and balance transfers |
15 months |
9.99% – 23.99%* Variable |
$0 |
Excellent Credit |
Editor’s Rating: 
- Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith’s, Fry’s and QFC
- 3 points per $1 spent on Kroger family of brand products
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
- 1 point per $1 spent anywhere Visa Cards are accepted
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
- 0% intro APR* for 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99%
- $0 annual fee*
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases and balance transfers |
9 months |
13.99% – 23.99%* Variable |
$0 |
Excellent Credit |


Editor’s Rating: 
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Credit Needed |
| 0% on purchases and balance transfers |
12 months |
13.99% – 23.99%* Variable |
$0 intro first year, then $49 |
Excellent Credit |