Citi CashReturnsSM Card
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- The Citi CashReturnsSM Card is a standard cash rewards credit card. You get:
» 5% cash back on all purchases for 3 months
» 1% cash back on all purchases and cash advances after the first 3 months
» No limit and no expiration on the amount of cash back you can earn
» Checks will be sent automatically every time you earn $50 - no calling necessary
» 0% APR* on balance transfers for 12 months
» No Annual Fee
Editorial Review: Citi CashReturnsSM Card
The Citi CashReturnsSM Card is a new cash back credit card from Citi providing a low regular APR and a 0% introductory APR on balance transfer option for one year. The balance transfer can be initiated at any time in your first year of card membership and the 0% rate will remain in effect from the date of the balance transfer, not your application date. A 3% balance transfer fee applies. Top
Citi CashReturnsSM Card Rewards
In addition to offering 5% cash back for the first six months, this card also gives you 1% cash back on cash advances and cash convenience check amounts and 5 CitiDollars for each individual balance transfer transaction of $1,500 or more after the first three months of having the card. This makes the CashReturnsSM unique as one of the only cash back cards to offer rewards on balances transfers and cash advances.
There is no limit to the amount of cash back you can earn with the Citi CashReturnsSM Card, and cash rewards do not expires. Top
Acceptance Rate
The Citi CashReturnsSM Card is selective.
Applicants with FICO credit scores above 680 are usually accepted; applicants with FICO credit scores between 650 and 700 may be accepted depending on your credit usage, history, and income.
Applicants with FICO credit scores below 640 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.
The minimum credit limit for the Citi CashReturnsSM Card is $500. Credit limits may be much higher depending on your credit history. Top
Customer Reviews
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Important: We take care to ensure all card terms described on this website are accurate and up-to-date. Creditors change terms, including APRs, frequently, however. While we usually update our reviews within 1-5 days of notification, never apply for or accept any credit offer before carefully reviewing the offer terms and conditions found directly on the creditor's website.