Editor’s Rating — — This Citi® card offers a 0% introductory APR on balance transfers and purchases for 12 months plus $100 bonus cash back.
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
|Intro APR||Intro Period||Regular APR||Annual Fee||Credit Needed|
|0% on purchases and balance transfers||12 months||12.99% – 22.99% (Variable)||$0||Excellent Credit|
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Important: We take care to ensure all card terms described on this website are accurate and up-to-date. Creditors change terms, including APRs, frequently, however. While we usually update our reviews within 1-5 days of notification, never apply for or accept any credit offer before carefully reviewing the offer terms and conditions found directly on the creditor's website.