Credit 101

Does talk about credit scores, credit reports, and credit bureaus leave your head spinning? You’re not alone. Although your personal credit history determine what credit cards and loans you get (and what interest rate you pay), how credit works is so complicated most people never bother to learn. Until now…

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Credit 101
We’ve broken down the essentials of what credit it is and how it works into a few easy articles. Take five minutes to learn everything you need to know about this powerful financial tool: your credit.

  1. What is a credit score and credit report?
  2. How is my credit score and credit report used?
  3. How do I get good credit?
  4. Why do I have bad credit?
  5. What credit score do I need for a new credit card?
  6. How do I know what my credit score is?

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