Unfortunately, if your credit score or FICO score is 540 or under, you have poor credit and will not qualify for most traditional credit cards. Fortunately, however, there are products available that will allow you to get a Visa or MasterCard and even help you rebuild your damaged credit score. qualify for credit card offers mostly marketed to consumers with good credit. If you recently found out that you have poor credit, we strongly recommend you check your credit score and report for free to ensure that the information is accurate and to learn how to avoid future credit problems.
Best credit cards for credit scores 540 or below:
AccountNow Prepaid Visa — The AccountNow Prepaid Visa a great alternative to traditional credit cards that has no credit check but will help you build credit! It works like a debit card–you load is up with cash or have your paycheck directly deposited to it. With direct deposit, however, you can spend some of your pay before it enters your account. As you do this, AccountNow reports to the credit bureaus and helps you build good credit! Learn more »
Is your credit score not 550, 560, 570, 580, 590? Find more top credit cards for your credit score (FICO score) range: