Credit Score 540 or Under Recommended Credit Cards

Unfortunately, if your credit score or FICO score is 540 or under, you have poor credit and will not qualify for most traditional credit cards. Fortunately, however, there are products available that will allow you to get a Visa or MasterCard and even help you rebuild your damaged credit score. qualify for credit card offers mostly marketed to consumers with good credit. If you recently found out that you have poor credit, we strongly recommend you check your credit score and report for free to ensure that the information is accurate and to learn how to avoid future credit problems.

Best credit cards for credit scores 540 or below:

Credit One® Visa® with Credit Line Increase Reviews

This Credit One Bank® Credit Card allows you to get pre-qualified without affecting your credit score.
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Capital One® Secured MasterCard®

The Capital One® Secured MasterCard® has no annual fee and offers all of the credit-building benefits of a credit card.
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Is your credit score not 550, 560, 570, 580, 590? Find more top credit cards for your credit score (FICO score) range:

Updated: Sep 8, 2015

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Low APR Credit Cards
Credit cards with 0% intro APRs & low regular interest rates.

Balance Transfer Cards
Find a card with a 0% intro APR on balance transfers.

Cash Rewards Credit Cards
Credit cards that pay you to cash back with each purchase.

Travel Rewards Credit Cards
Credit cards that give you miles or points for all purchases.

Average Credit Credit Cards
Credit cards for people with average or limited credit histories.

Bad Credit Credit Cards
Credit cards for people with poor credit.