Unfortunately, if your credit score or FICO score is 540 or under, you have poor credit and will not qualify for most traditional credit cards. Fortunately, however, there are products available that will allow you to get a Visa or MasterCard and even help you rebuild your damaged credit score. qualify for credit card offers mostly marketed to consumers with good credit. If you recently found out that you have poor credit, we strongly recommend you check your credit score and report for free to ensure that the information is accurate and to learn how to avoid future credit problems.
Best credit cards for credit scores 540 or below:
Orchard Bank Classic MasterCard — Orchard Bank MasterCards are an ideal choice for applicants with fair or average credit, providing worldwide acceptance, superior customer service, and competitive APRs based upon your individual credit. Learn more »
Is your credit score not 550, 560, 570, 580, 590? Find more top credit cards for your credit score (FICO score) range: