If your credit score (FICO score) is 600, 610, 620, 630, or 640; your credit is considered fair or average. This page contains the best credit cards we recommend that usually approve applicants with credit scores between 600 and 640. Don’t know your credit score? Check your credit score for free.
Best credit cards for credit scores of 600, 610, 620, 630, or 640:
Capital One® Cash Rewards — The Capital One® Cash Rewards card for applicants with average or limited credit gives you a good chance of getting approved for a card with 1% cash back on every purchase.
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Capital One® Platinum Card – The Capital One® Platinum Card is an excellent choice for applicants with fair credit; it has no annual fee the first year and just $19 after that.
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Barclaycard® Rewards MasterCard® – Average Credit — The Barclaycard® Rewards MasterCard® for applicants with average or limited credit provides a 0% APR for six months and 2 points per $1 on gas, grocery, and utility purchases and 1 points per $1 everywhere else.
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Capital One® Card Finder Tool — Undecided? Try the Card Finder Tool will find the best credit cards from Captial One® available to you without affecting your credit score. Then, get an approval decision in just 60 seconds.
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Is your credit score not 600, 610, 620, 630, or 640? Find more top credit cards for your credit score (FICO score) range:
- Best credit cards for credit score 800 and above
- Best credit cards for credit score 750, 760, 770, 780, 790
- Best credit cards for credit score 700, 710, 720, 730, 740
- Best credit cards for credit score 650, 660, 670, 680, 690
- Best credit cards for credit score 550, 560, 570, 580, 590
- Best credit cards for credit score 540 and under