Credit Score Between 600 and 640 Recommended Credit Cards

If your credit score (FICO score) is 600, 610, 620, 630, or 640; your credit is considered fair or average. This page contains the best credit cards we recommend that usually approve applicants with credit scores between 600 and 640. Don’t know your credit score? Check your credit score for free.

Best credit cards for credit scores of 600, 610, 620, 630, or 640:

Capital One® QuicksilverOne® Cash Rewards Credit Card — Earn unlimited 1.5% cash back on every purchase, every day. No rotating categories and no sign ups needed to earn cash rewards. $39 annual fee.
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Capital One® Platinum Card – The Capital One® Platinum Card is another excellent choice; it has no annual fee the first year and is just $19 after that.
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Barclaycard® Rewards MasterCard® – Average Credit — The Barclaycard® Rewards MasterCard® for applicants with average or limited credit offers 2 points per $1 on gas, grocery, and utility purchases and 1 points per $1 everywhere else.
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Is your credit score not 600, 610, 620, 630, or 640? Find more top credit cards for your credit score (FICO score) range:

Note: According to our research, these credit cards offer the best chance of approval for applicants with credit scores of 600, 601, 602, 603, 604, 605, 606, 607, 608, 609, 610, 611, 612, 613, 614, 615, 616, 617, 618, 619, 620, 621, 622, 623, 624, 625, 626, 627, 628, 629, 630, 631, 632, 633, 634, 635, 636, 637, 638, 639, 640, 641, 642, 643, 644, 645, 646, 647, 648, and 649. This does not mean guaranteed approval as credit decisions take into factors other than FICO score.

Updated: Dec. 3, 2014

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