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Credit Score Between 600 and 640 Recommended Credit Cards

If your credit score (FICO score) is 600, 610, 620, 630, or 640; your credit is considered fair or average. This page contains the best credit cards we recommend that usually approve applicants with credit scores between 600 and 640. Don’t know your credit score? Check your credit score for free.

Best credit cards for credit scores of 600, 610, 620, 630, or 640:

Capital One® Classic Platinum Card – The Capital One® Classic Platinum Card is an excellent choice for applicants with fair credit; it offers an introductory 0% APR on purchases and a low $29 annual fee.
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Capital One® QuicksilverOne® Cash Rewards Credit Card — Earn unlimited 1.5% cash back on every purchase, every day. No rotating categories and no sign ups needed to earn cash rewards. 0% introductory APR. $39 annual fee.
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Capital One® Platinum Card – The Capital One® Platinum Card is another excellent choice; it has no annual fee the first year and is just $19 after that.
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Harley-Davidson® Visa® Credit Card — Earn 3 points for every $1 spent at Harley-Davidson® dealerships and 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants. No annual fee, plus chances to win a new Harley every month.
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Barclaycard® Rewards MasterCard® – Average Credit — The Barclaycard® Rewards MasterCard® for applicants with average or limited credit provides a 0% APR for six months and 2 points per $1 on gas, grocery, and utility purchases and 1 points per $1 everywhere else.
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Is your credit score not 600, 610, 620, 630, or 640? Find more top credit cards for your credit score (FICO score) range:

Note: According to our research, these credit cards offer the best chance of approval for applicants with credit scores of 600, 601, 602, 603, 604, 605, 606, 607, 608, 609, 610, 611, 612, 613, 614, 615, 616, 617, 618, 619, 620, 621, 622, 623, 624, 625, 626, 627, 628, 629, 630, 631, 632, 633, 634, 635, 636, 637, 638, 639, 640, 641, 642, 643, 644, 645, 646, 647, 648, and 649. This does not mean guaranteed approval as credit decisions take into factors other than FICO score.

Updated: Feb 12, 2014

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Credit cards that give you miles or points for all purchases.

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Credit cards for people with average or limited credit histories.

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