Arrive Financial

Discover® More® Card

Arrive Financial Staff — Tue, 13 Oct 2009 20:00:35 +0000

— Editor’s Pick! — The Discover® More® Card offers a 0% APR on balance transfers for 12 months, 0% APR on purchases for six months, and unlimited cash back rewards.

» 5% to 20% Cashback Bonus® at Top Online Retailers*
» Up to 1% Unlimited Cashback on All Other Purchases

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/12 Mos* BT

as low as 11.99%

None

Discover® More® Card review

Originally the Discover® Platinum Card, the Discover® More® credit card continues to offer a great value for consumers who enjoy the convenience of carrying a balance on their credit card.

Discover® More® Card interest rates

The Discover® More® Card offers extremely competitive regular interest rates and a 0% introductory APR on balance transfers for 12 months and purchases for six months. Discover® Cards are also noted for offering higher credit limits to qualified borrowers than Visa and MasterCards.

Discover® More® Card acceptance rate

The Discover® More® Card is selective, but may be available to applicants with average credit. Applicants with FICO credit scores above 650 are usually accepted; applicants with FICO credit scores between 600 and 649 may be accepted depending on your credit usage, history, and income. Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for the Discover® More® Card now »

Chase Sapphire Preferred Card

Arrive Financial Staff — Mon, 12 Oct 2009 15:28:31 +0000

— Editor’s Pick: Travel Rewards — The Chase Sapphire Preferred Card is the ultimate travel rewards card.

» Earn a FREE FLIGHT- that’s 25,000 bonus points after you spend $3,000 in the first 3 months
» 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
» Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire
» Points are worth 25% more when you redeem for travel through Ultimate Rewards
» 7% annual points dividend – earn bonus points on your points
» 1:1 points transfer to leading airline and hotel programs
» 24/7 Dedicated expert service advisors (No voice recording)
» No Annual Fee for your first year – An $85 value

FICO Req’d

Intro

Regular APR

Fee

Excellent

None

12.24% (V)*

First Year Free, then $85

Chase Freedom(SM) Credit Card

Arrive Financial Staff — Sun, 11 Oct 2009 19:56:34 +0000

— The Chase Freedom Credit Card is an excellent cash rewards credit card for applicants with excellent credit.

0% Intro APR and No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

FICO Req’d

Intro

Regular APR

Fee

Excellent

12m BT/6m purchases

as low as 13.24%

None

Blue Cash® from American Express

Arrive Financial Staff — Tue, 06 Oct 2009 19:45:02 +0000

– Editor’s Pick: Cash Rewards – Why do we love Blue Cash®?

When you shop with Blue Cash®, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% on Purchases up to 6 months
Express Approval. Get a decision in less than 60 seconds.

FICO Req’d

Intro

Regular APR

Fee

Good

0% on Purchases for 6 months

17.24%-21.24% Variable

None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Editor’s review: Blue Cash from American Express is one of our most recommended credit cards because it is the only credit card with which you can earn 5% cash back at grocery stores, gas stations, and drugstores.

Rewards: Card members earn 1% cash back for every purchase made at supermarkets, gas stations, and drugstores and 0.5% cash back for every purchase made everywhere else for spending up to $6,500 per year. Once card members reach $6,500 in annual spending, they earn 5% cash back at supermarkets, gas stations, and drugstores and 1.5% on all other purchases. There is no limit on the amount of cash back you can earn.

Rates and fees: Blue Cash from American Express carries no annual fee. The APR for this card will be determined based upon your credit worthiness and is variable, currently between 17.24% and 21.24%.

New card members get a 0% introductory APR on purchases for up to 6 months. Blue Cash from American Express uses the average daily balance method (including new purchases) of calculating your monthly balance. This card has a 20 day grace period.

Other benefits: Blue Cash from American Express offers several additional travel and shopping programs:

Card members can shop at shopamex.com, a shopping comparison site designed for Amex cardholders. You can also redeem points for your purchases.

Card members can get a $100 statement credit back if you purchase a $3,000 vacation from American Express Travel Services.

Buyers Assurance – Get a double warranty for products you purchase with your card up, up to one additional year of coverage. Coverage is good for up to a purchase of $10,000 and up to $50,000 worth of purchases a year.

Purchase Protection Plan – Enjoy the ability to return any purchase if it is accidentally damaged in 90 days.

American Express Selects - The international traveler will enjoy discounts at Amex partner merchants worldwide.

Apply for Blue Cash Now »

Orchard Bank® Classic MasterCard®

Arrive Financial Staff — Mon, 05 Oct 2009 14:33:42 +0000

— Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent choice for people looking to build their credit. As a card member, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get pre-qualified online in just 30 seconds!

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

FICO Req’d

Intro

Standard APR

Annual Fee

Fair

None

7.90% – 28.90%*

See Website

Additional Rate and Fee Information:

Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000
Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
Variable Penalty APR: 29.49%
Balance Transfer APR: 7.90%-28.90%

*Orchard Bank’s goal is to provide you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. Please see the Orchard Bank Website for a complete list of terms.

Slate(SM) from Chase

Arrive Financial Staff — Wed, 30 Sep 2009 21:49:25 +0000

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

0% intro APR for up to 12 months.
No Annual Fee.
New innovative card design.
Blueprint free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card

FICO Req’d

Intro

Regular APR

Fee

Good

0% for up to 12 Mos.*

as low as 13.24%*

None

*Rates and balance transfer period may vary based upon applicant creditworthiness. See full terms and conditions for details.

Chase Sapphire Card

Arrive Financial Staff — Wed, 30 Sep 2009 14:14:23 +0000

— The Chase Sapphire Card is the ultimate rewards card for those with excellent credit.

» 10,000 Bonus Points after first purchase
» 2X on all airfare booked through Ultimate Rewards
» No earning caps, point expiration, or blackout dates
» Earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall
» 1 point for every dollar on all other purchases
» 24/7 Dedicated service advisor (No voice recording)
» Premier travel protection benefits
» No Annual Fee

*See Card Terms and Condition

FICO Req’d

Intro

Regular APR

Fee

Excellent

None

as low as 12.24%

None

American Express® Premier Rewards Gold Card

Arrive Financial Staff — Sat, 01 Aug 2009 14:57:00 +0000

— The American Express Gold Card still reigns as the world’s most exclusive card. Enjoy the flexibility of paying in full each month and never paying finance charges or selecting certain charges to pay over time.

3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
No annual fee for your first year, a savings of $175
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

FICO Req’d

Intro

Regular APR

Fee

Good

N/A

1st yr. free, then $175

Miles by Discover® Card

Arrive Financial Staff — Wed, 29 Jul 2009 16:27:20 +0000

— Recommended Card for Travel Rewards — For frequent fliers with excellent credit, Miles by Discover® Card gives you miles on any airlines, a great balance transfer rate and a low regular interest rate.

» 12,000 Bonus Miles*
» No annual fee
» Earn Double Miles on travel and gas*
» Intro APR is 0% for 6 months on balance transfers and purchases.
*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0% for 6 months

as low as 11.99%

None

The American DreamCardTM MasterCard® Sweepstakes

Arrive Financial Staff — Tue, 28 Jul 2009 17:17:54 +0000

— Looking for a card with an award winning reward program? The American DreamCard™ MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

FICO Req’d

Intro

Regular APR

Fee

Average

None

14.99% or 21.99%

$0, $39, $59