Arrive Financial

Discover® More Card – $0 Balance Transfer Fee

Arrive Financial Staff — Sun, 01 Jan 2012 15:09:06 +0000

— For a limited time, get a Discover® More® Card with a 0% APR on balance transfers for 12 full months.

Limited Time Offer – $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% – 19.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/12 Mos* BT

10.99% – 19.99% V

None

Discover® More® Card

Arrive Financial Staff — Tue, 01 Nov 2011 20:00:35 +0000

— Editor’s Pick: Best Overall Card — The Discover® More® Card offers a 0% APR on balance transfers and purchases for 15 full months and unlimited cash back rewards.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information.

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/15 Mos*

10.99% – 20.99% Variable

None

Discover® More® Card review

Originally the Discover® Platinum Card, the Discover® More® credit card continues to offer a great value for consumers who enjoy the convenience of carrying a balance on their credit card.

Discover® More® Card interest rates

The Discover® More® Card offers extremely competitive regular interest rates and a 0% introductory APR on balance transfers for 18 months and purchases for six months. Discover® Cards are also noted for offering higher credit limits to qualified borrowers than Visa and MasterCards.

Discover® More® Card acceptance rate

The Discover® More® Card is selective, but may be available to applicants with average credit. Applicants with FICO credit scores above 650 are usually accepted; applicants with FICO credit scores between 600 and 649 may be accepted depending on your credit usage, history, and income. Applicants with FICO credit scores below 600 may only be accepted if you have a high income and low credit utilization and your recent credit history shows substantial improvement.

Apply for the Discover® More® Card now »

Discover® More Card – $150 Cashback Bonus

Arrive Financial Staff — Tue, 01 Nov 2011 00:37:55 +0000

– Editor’s Pick: Best Sign On Bonus – The Discover® More® Card $150 Cashback Bonus offers a 0% APR on balance transfers and purchases for 6 full months plus a $150 cash bonus when you spend $1,000 in the first 90 days.

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/6 Mos* BT

10.99% – 20.99% V

None

Citi Simplicity® Card

Arrive Financial Staff — Mon, 31 Oct 2011 16:37:15 +0000

— Editor’s Pick: If You Carry a Balance — The Citi Simplicity® Card is an ideal choice for cardholders who carry a balance. There is an attractive 0% intro APR for 21 months and there are no late fees and no penalty rates.

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
Peace of mind through direct access to a service representative, no late fees and no penalty rate
No annual fee*

FICO Req’d

Intro

Regular APR

Fee

Good

0%/18 Mos.

12.99% – 21.99% V

None

Chase Freedom® Visa® $200 Bonus Cash Back

Arrive Financial Staff — Sun, 30 Oct 2011 20:51:33 +0000

— Great cash rewards with a low regular APR.

Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

FICO Req’d

Intro

Regular APR

Fee

Excellent

None

as low as 15.99% (V)

None

Blue Cash EverydaySM Card from American Express

Arrive Financial Staff — Sat, 15 Oct 2011 19:45:02 +0000

— Editor’s Pick: Cash Rewards — Blue Cash provides powerful cash rewards; the more you spend, the more cash back you can earn.

Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card

FICO Req’d

Intro

Regular APR

Fee

Good

0% on Purchases for 12 months

17.24%-22.24% Variable

None

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Editor’s review: Blue Cash Everyday^SM Card from American Express is one of our most recommended credit cards because it is the only credit card with which you can earn 5% cash back at grocery stores, gas stations, and drugstores.

Rewards: Card members earn 3% cash back for every purchase made at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back for every purchase made everywhere else. There is no limit on the amount of cash back you can earn.

Rates and fees: Blue Cash Everyday^SM Card from American Express carries no annual fee. The APR for this card will be determined based upon your credit worthiness and is variable, currently between 17.24% and 21.24%.

New card members get a 0% introductory APR on purchases for up to 12 months. Blue Cash Everyday^SM Card from American Express uses the average daily balance method (including new purchases) of calculating your monthly balance. This card has a 20 day grace period.

Other benefits: Blue Cash Everyday^SM Card from American Express offers several additional travel and shopping programs:

Card members can shop at shopamex.com, a shopping comparison site designed for Amex cardholders. You can also redeem points for your purchases.

Card members can get a $100 statement credit back if you purchase a $3,000 vacation from American Express Travel Services.

Buyers Assurance – Get a double warranty for products you purchase with your card up, up to one additional year of coverage. Coverage is good for up to a purchase of $10,000 and up to $50,000 worth of purchases a year.

Purchase Protection Plan – Enjoy the ability to return any purchase if it is accidentally damaged in 90 days.

American Express Selects - The international traveler will enjoy discounts at Amex partner merchants worldwide.

Apply for Blue Cash Everyday^SM Card from American Express Now »

Discover® More Card – 18 Month Promotional Balance Transfer

Arrive Financial Staff — Sat, 01 Oct 2011 15:04:37 +0000

— Editor’s Pick: Balance Transfer — Get a Discover® More® Card with a 0% APR on balance transfers for 18 full months.

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

FICO Req’d

Intro

Regular APR

Fee

Good

0%/18 Mos* BT

10.99% – 20.99% Variable

None

Orchard Bank® Classic MasterCard®

Arrive Financial Staff — Mon, 05 Sep 2011 14:33:42 +0000

— Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit, with reporting to the three major credit bureaus on a monthly basis. See the card you’re more likely to be approved for, risk and obligation free, and in just 30 seconds!

An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date
Knowledgeable customer service representatives to assist you with questions or concerns

FICO Req’d

Intro

Standard APR

Annual Fee

Fair

None

14.99% or 19.99%, or 7.99% for secured cards

See Below

*Additional Rate and Fee Information:

Variable Purchase APR: 14.99% or 19.99%, or 7.99% for secured cards
Annual Fee: $0 – $59 the first year, $35 – $59 per year thereafter
Late Fee: Up to $35
Over the Credit Limit Fee: Up to $25
Variable Balance Transfer APR: 14.99% or 19.99%, or 7.99% for secured cards
Variable Penalty APR: 29.99%

*Orchard Bank’s goal is to provide you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. Please see the Orchard Bank Website for a complete list of terms.

Slate® from Chase – No Balance Transfer Fee

Arrive Financial Staff — Thu, 01 Sep 2011 01:21:33 +0000

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

LIMITED TIME: No Balance Transfer Fee!*
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
0% Intro APR for up to 12 months a variable APR as low as 11.99-21.99% after your 0% ends
Slate with Blueprint helps you pay down your balances faster and save on interest
Zero liability on unauthorized purchases*
No Annual Fee

FICO Req’d

Intro

Regular APR

Fee

Good

0% for up to 12 Mos.

11.99%-21.99% (v)

None

*Rates and balance transfer period may vary based upon applicant creditworthiness. See full terms and conditions for details.

Chase Sapphire Preferred Card

Arrive Financial Staff — Sun, 15 May 2011 15:28:31 +0000

— Editor’s Pick: Travel Rewards — The Chase Sapphire Preferred Card is the ultimate travel rewards card.

Limited Time Offer! – Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that’s $625 toward travel!
2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
No foreign transaction fees
Earn a 7% annual points dividend – even on points already redeemed
Transfer points you’ve earned to participating frequent traveler programs at a 1:1 value
24/7 direct access to expert service advisors (No voice recording)
No Annual Fee for your first year – A $95 value

FICO Req’d

Intro

Regular APR

Fee

Excellent

None

15.24% (V)*

1st Yr Free, then $95