How Cash Back Rewards with Blue Cash from American Express Work

The Blue Cash from American Express credit card rewards card members with up to 5% cash back rewards on everyday spending purchases at grocery stores, gas stations, and drug stores, and up to 1.5% cash back everywhere else.

But exactly how do the cash back rewards for American Express work?

To qualify for the maximum cash back rewards that you can earn you have to spend at least $6,500 annually on the credit card. If you spend less than $6,500 you will earn 1% on “everyday spending” purchases and 0.5% cash back on purchases made everywhere else.

What are “Everyday Spending” and “Eligible” Purchases?

American Express defines everyday spending purchases as purchases at stand-alone supermarkets, gas stations, and drugstores. Wholesale clubs and other mega stores may not be included. Eligible purchases include most other purchases at other retailers, on travel, etc.

Eligible purchases do not include finance charges, fees, cash advances or other means of accessing the account such as convenience checks, balance transfers, or the purchase of American Express Travelers Cheques or gift cards.

Redeeming and Using Your Reward

Blue Cash from American Express cash back rewards are calculated and awarded after every 12 months of statements.

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