Editor’s Rating: | Credit Needed: Excellent | Average Approved Score: 676* | Lowest Approved Score: 612*
- 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
- Over 8,000 cardmembers rated 4.8 out of 5 stars* and J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
- 5% cash back in categories that change each quarter. Now through June 30 earn 5% at Restaurants and Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
- Free FICO® Credit Score on monthly statements, online and in our mobile app.*
- No annual fee, no late fee for your first late payment , APR won’t go up for paying late, no overlimit fee and no foreign transaction fee.*
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
- 100% U.S.- based customer service - day or night.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
|Intro APR, Purchases||Intro Term, Purchases||Intro APR, Balance Transfers||Intro Term, Balance Transfers||Regular APR||Annual Fee|
|0%*||14 Months||0%*||14 Months||10.99% – 22.99%* Variable||$0|