Orchard Bank Classic MasterCard
Read our editors' review and rating, compare interest rates and fees, and apply for the Orchard Bank Classic MasterCard now.
— Editor’s Pick: Fair Credit — If you’re looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards.
» Acceptance at millions of locations worldwide, including website purchases and reservations
» Your account information is updated and at your fingertips 24/7 so you can manage it your way
» Email and text messages to remind you of your upcoming payment due date with online enrollment
» On-call customer service representatives to assist you with questions or concerns
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Important: We take care to ensure all card terms described on this website are accurate and up-to-date. Creditors change terms, including APRs, frequently, however. While we usually update our reviews within 1-5 days of notification, never apply for or accept any credit offer before carefully reviewing the offer terms and conditions found directly on the creditor's website.

On Feb 8, 2008, Joe said:
I thought my credit was pretty bad, but I got approved for the platinum card with a $59 annual fee and the 8.9% APR.
I don’t plan on carrying a balance on this card (how my credit got bad in the first place), but the 8.9% rate is better than any I’ve had before.