— Editor’s Pick: Balance Transfer — Get a Discover® More® Card with a 0% APR on balance transfers for 18 full months.
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% – 20.99%*
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
*View Discover® Card Rates, Fees, Rewards, and Other Important Information
FICO Req’d
Intro
Regular APR
Fee
Good
0%/18 Mos* BT
10.99% – 20.99% Variable
None
Read a full review of this card
— Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit, with reporting to the three major credit bureaus on a monthly basis. See the card you’re more likely to be approved for, risk and obligation free, and in just 30 seconds!
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
FICO Req’d
Intro
Standard APR
Annual Fee
Fair
None
14.99% or 19.99%, or 7.99% for secured cards
See Below
*Additional Rate and Fee Information:
- Variable Purchase APR: 14.99% or 19.99%, or 7.99% for secured cards
- Annual Fee: $0 – $59 the first year, $35 – $59 per year thereafter
- Late Fee: Up to $35
- Over the Credit Limit Fee: Up to $25
- Variable Balance Transfer APR: 14.99% or 19.99%, or 7.99% for secured cards
- Variable Penalty APR: 29.99%
*Orchard Bank’s goal is to provide you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. Please see the Orchard Bank Website for a complete list of terms.
— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.
- LIMITED TIME: No Balance Transfer Fee!*
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
- 0% Intro APR for up to 12 months a variable APR as low as 11.99-21.99% after your 0% ends
- Slate with Blueprint helps you pay down your balances faster and save on interest
- Zero liability on unauthorized purchases*
- No Annual Fee
FICO Req’d
Intro
Regular APR
Fee
Good
0% for up to 12 Mos.
11.99%-21.99% (v)
None
*Rates and balance transfer period may vary based upon applicant creditworthiness. See full terms and conditions for details.
— This Citi® card offers 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months plus $100 bonus cash back.
- $100 cash back after $500 in purchases within the first three months of account opening.
- % Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances
- No annual fee*
FICO Req’d
Intro
Regular APR
Fee
Good
0%/12 Mos.
12.99% – 20.99% V
None
Read a full review of this card