— Editor’s Pick: Balance Transfer — Get a Discover® More® Card with a 0% APR on balance transfers for 18 full months.

• 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% – 20.99%*
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
• Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

— Editor’s Pick: Fair Credit — The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit, with reporting to the three major credit bureaus on a monthly basis. See the card you’re more likely to be approved for, risk and obligation free, and in just 30 seconds!

• An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

— Slate (SM) from Chase features the revolutionary new Blueprint(SM) program, giving you control over the charges you want to pay in full and those you want to pay over time.

• LIMITED TIME: No Balance Transfer Fee!*
• Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
• 0% Intro APR for up to 12 months a variable APR as low as 11.99-21.99% after your 0% ends
• Slate with Blueprint helps you pay down your balances faster and save on interest
• Zero liability on unauthorized purchases*
• No Annual Fee

— Editor’s Pick: Travel Rewards — The Chase Sapphire Preferred Card is the ultimate travel rewards card.

• Limited Time Offer! – Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that’s $625 toward travel!
• 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
• Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
• No foreign transaction fees
• Earn a 7% annual points dividend – even on points already redeemed
• Transfer points you’ve earned to participating frequent traveler programs at a 1:1 value
• 24/7 direct access to expert service advisors (No voice recording)
• No Annual Fee for your first year – A $95 value

— This Citi® card offers 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months plus $100 bonus cash back.

• $100 cash back after $500 in purchases within the first three months of account opening.
• % Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
• 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories.
• Full 1% cash back on all other purchases and eligible cash advances
• No annual fee*

— With the Chase Freedom® MasterCard – $100 Bonus Cash Back card, cardholders receive a 0% introductory rate on balance transfers for 12 months, and a 0% introductory rate on purchases for 6 months!

• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 0% Intro APR for 12 months on balance transfers and 6 months on purchases.
• 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
• You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• Cash back rewards never expire
• No Annual Fee