Best Credit Cards of 2014

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Capital One® Platinum Prestige Credit Card

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Editor’s Rating — Great For: Balance transfers and low introductory rates.

  • Get 0% intro APR on all purchases until November 2015
  • Balance transfers also have a 0% intro APR until November 2015, a 3% fee applies to each balance transferred
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance

Credit Needed: Excellent

Average Approved Score: 674*

Lowest Approved Score: 641*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
0%until November 2015 0%until November 2015 10.9% – 18.9%* Variable $0

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Barclaycard Arrival™ World MasterCard®

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Editor’s Rating — Great For: Earning double miles on travel and dining

  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days - that's enough to redeem for a $200 travel statement credit
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Book the travel you want - airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers

Credit Needed: Excellent

Average Approved Score: 714*

Lowest Approved Score: 677*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
0%12 Months 0%12 Months 14.99% or 18.99%* Variable $0

Capital One® VentureOne® Rewards Credit Card

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Editor’s Rating — Great For: Travel rewards with no foreign transaction fees.

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want - no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn

Credit Needed: Excellent

Average Approved Score: 692*

Lowest Approved Score: 668*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
0%until August 2015 N/AN/A 11.9% – 19.9%* Variable $0

The Travelocity® Rewards American Express® Card

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Editor’s Rating — Great For: Travel rewards including airline, car rental, and hotels.

  • Earn 5,000 bonus points after your first purchase
  • Earn an additional 5,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening
  • Earn 3 points per $1 spent on eligible Travelocity purchases
  • Earn 1 point per $1 spent on all other purchases
  • Points can be redeemed for statement credits towards Travelocity purchases for Flights, eligible Hotels and Vacation Packages, with no blackout dates
  • No Annual Fee
  • Please see Terms and Conditions for complete details

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
N/AN/A N/AN/A 14.99%, 21.99% or 24.99%* Variable $0

Miles & More® Premier World MasterCard®

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Editor’s Rating — Great For: Travel rewards and low introductory rates

  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 on all other purchases
  • Annual Companion Ticket after first purchase or balance transfer and annually thereafter
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance member airlines and other partners
  • $79 Annual Fee. Please see Terms and Conditions for complete details

Credit Needed: Excellent

Average Approved Score: 730*

Lowest Approved Score: 684*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
0%12 Months 0%12 Months 15.99% or 24.99%* Variable $79
* Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.