— Recommended Card for Travel Rewards — For frequent fliers with excellent credit, Miles by Discover® Card gives you miles on any airlines, a great balance transfer rate and a low regular interest rate.

• Earn up to $120 in travel rewards–1,000 Bonus miles every month you make a purchase for the first year
• Double Miles on every $1 you spend
• 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% – 16.99%
• No restrictions on travel–fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
• Ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

– Increase your purchasing power and get rewarded at the same time…with no annual fee.

• 50,000 bonus points after you spend $5,000 in 3 months—that’s $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
• No limit to the number of points you can earn and points do not expire
• 5X points per dollar on the first $50,000 spent annually on eligible business purchases
• No foreign transaction fees and Free Employee Cards
• No interest or over limit fees
• No Annual Fee in the first year – that’s a $95 savings

— Earn a pay-on-time bonus equal to a full month’s interest every time you make six on-time payments in a row.

» Earn Cashback Bonus for your good credit managment
» 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 10.99% – 20.99%
» Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
» Ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
» 24/7 access to a U.S. based Account Manager within 60 seconds
» $0 Fraud Liability plus automatic mobile and email fraud alerts
» Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*View Discover® Card Rates, Fees, Rewards, and Other Important Information

– Increase your purchasing power and get rewarded at the same time…with no annual fee.

• EARN 5X Points on the first $25,000 in spend annually on office supplies, wireless services, landline communication and cable services
• EARN 2X Points on the first $25,000 in spend annually on fuel and lodging
• Unlimited 1 point per dollar on all other purchases
• Redeem points for travel, experiences, gift cards, merchandise, and more; rewards never expire.
• 0% Intro APR for 6 months for purchases and balance transfers*
• No annual fee*

— Great cash rewards with a low regular APR.

• Earn $200 Bonus Cash Back after you make $1,500 in purchases in your first 3 months
• 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 – 12/31/11
• You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases without limits on what you can earn
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• Cash back rewards never expire.
• No Annual Fee

— The Citi® Dividend Platinum Select® MasterCard® combines a generous 15-month, 0% balance transfer APR with great cash rewards.

• 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
• Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
• Full 1% cash back on eligible purchases and cash advances.
• Earn extra cash back on popular, rotating categories each quarter. Enrollment required each quarter.
• Average 5% additional cash back through Citi Bonus Cash Center®
• No annual fee*