— The Citi® Platinum Select® Visa® combines a generous 18-month, 0% balance transfer APR with great cash rewards.

• 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
• Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
• Citi® Identity Theft Solutions
• No annual fee*

— The Platinum Card has it all: access to airport lounges, a 24-hour concierge, and world-class rewards.

• 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership.
• Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
• Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
• Receive a companion ticket for discounted travel when you purchase a qualifying First-or Business Class-international ticket. Additional charges/taxes apply.
• 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
• Fine Hotel & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
• Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.

— Perenially rated one of the best travel/hotel rewards credit cards.

• Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
• Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
• $0 introductory annual fee for the first year, then $65

Editor’s Rating:

• A card designed to help those new to the U.S. establish credit and earn cash back
• Build credit with automatic reporting to the three major credit bureaus
• Get 2% cash back on travel purchases
• Earn 1% cash back on all other purchases
• No foreign transaction fees
• No annual fee

— The Citi® Diamond Preferred® Card combines a 18-month, 0% balance transfer APR with a low regular APR.

• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
• 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
• Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
• $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
• No annual fee*