Personal loans provide an attractive alternative to credit cards when you want to borrow a fixed amount of money at once and pay it back over a set number of months. For example, might use personal loans to take a vacation, do a home improvement, purchase a big ticket item, or consolidate credit card balances.
Our partner for personal loans for all credit levels is Springleaf Financial Services:
Springleaf Financial Services
Editor’s Rating: 
— Editor’s Pick, Personal Loans
- Easy and secure online application
- No application fee
- Any size loan to meet your needs
- Fast response – usually in one hour or less
- Secured or unsecured loan
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
| N/A | N/A | Varies | $0 | All Credit Types |
See website for details * Not available to residence of AR, DE, IA, MD, MI, MO, NE, NV, NJ, SD, UT, WY