Total Visa® Card

The Total Visa® Card is as an unsecured credit card Plains Commerce Bank that is available to applicants with bad credit.

The Total Visa interest rate is 19.92% fixed on purchases and cash advances and the card features a grace period of 25 days. The Total Visa® Card’a interest rate is average for sub-prime credit cards.

Like all credit cards for borrowers with poor credit, the Total Visa® Card carries several fees including an application fee, annual fee, and monthly fee. Fees may vary based upon an applicants’ individual credit history, but may be as high as $300 annually. The Total Visa® Card’s fees are below average for sub-prime credit cards.

The Total Visa® Card is ideal for borrowers with bad credit who need to get a new credit card but have been turned down for other cards. If you can afford the card’s fees, the Total Visa® Card is otherwise a good unsecured credit card.

Apply for the Total Visa® Card »

Important: We take care to ensure all card terms described on this website are accurate and up-to-date. Creditors change terms, including APRs, frequently, however. While we usually update our reviews within 1-5 days of notification, never apply for or accept any credit offer before carefully reviewing the offer terms and conditions found directly on the creditor's website.