U.S. Bank Credit Cards

Reviews of the top credit cards by U.S. Bank, one of the largest banks in the United States with a large footprint across the Midwestern states. U.S. Bank offers cards for everyday rewards, travel rewards, and balance transfers.

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Harley-Davidson® Visa® Credit Card

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Editor’s Rating

  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants
  • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash
  • No limit to how much Harley Chrome® Cash you can earn
  • Chances to win a new Harley-Davidson® motorcycle every month
  • No Annual Fee

Credit Needed: Excellent

Average Approved Score: 607*

Lowest Approved Score: 502*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
N/AN/A N/AN/A 13.99% – 22.99%* Variable $0

Ace Rewards® Visa Card

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Editor’s Rating

  • Earn Rewards faster!
  • Up to 10% back quarterly in popular categories
  • Up to 5% back on Ace purchases
  • 2% back on gas and groceries
  • 1% in Rewards everywhere else Visa is accepted

Credit Needed: Excellent

Average Approved Score: 0*

Lowest Approved Score: 0*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
N/AN/A N/AN/A 13.99% – 23.99% Variable $0

U.S. Bank Visa® Platinum Card

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Editor’s Rating — Great For: Low balance transfer introductory rates with no annual fee.

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts

Credit Needed: Excellent

Average Approved Score: 730*

Lowest Approved Score: 661*

Intro APR, Purchases Intro Term, Purchases Intro APR, Balance Transfers Intro Term, Balance Transfers Regular APR Annual Fee
0%15 Months 0%15 Months 9.99% – 23.99%* Variable $0
* Credit Karma users have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed.